Never Settle for Par

How do you know if your services are priced correctly? How do you value your time? When was the last time you raised your rate? Do You know the difference between price and value?

Coach Wade Conway answers these questions and more in a "walk and talk" on this episode of the Never Settle for Par Podcast.

Learn how MM Regional Manages and what makes his style and leadership effective. How MM differs from other companies in it's culture of putting LO officers first and empowering them to serve Real Estate Agents

Life and Loans - a discussion with industry veteran Dennis Heuman

Reaching new Heights with Movement Mortgage Regional Director David Colgan on mountain climbing, ice climbing and his journey as a leader

Interview of Virgil Herring after his Ted Talk Old Hickory on the habits and systems our elite military uses to win. Working on your Mindset - His Podcast with Drew Maddux and coaching top performing athletes

How to deliver a more predictable customer experience by "tasting your own fares."

Setting SMARTER GOALS

How to use something that you are Passionate about to Build Your Brand

Interview with Top Producer Sean Poole on how he is using Clarity, Context and Confidence to win new agents in times of Chaos. 

Joseph Graves AKA Gravy of I Hate Buying Insurance shares with us how he built a huge business by being a connector using networking and not being salesy. Just being the guy that connects others and builds relationships. 

Connect with him at

http://www.ihatebuyinginsurance.com 

Right now presents a great opportunity for those who want to step up their influence and branding

How you ask? There are 3 things people ALWAYS want to know about

1. Health
2. Money
3. Relationships

Here is how you can serve

Interview experts in these areas - for example

1. Interview a financial planner on what to do if you are laid off

2. Interview a local doctor, fitness instructor, or a dietitian on health

3. Interview a chef on simple meals made from home

4. Interview a psychologist on relationships

Thought Leaders can grow their sphere on influence , bring real value to their community and come out stronger by doing this

BUYER BEWARE!

Forbearance is not Equal to Forgiveness

The Government has created the CARE Act, to assist homeowners whose income may have been adversely impacted by the coronavirus. One of the components of the CARE Act is the possibility of mortgage forbearance.

Forbearance is often misinterpreted. And while it is intended to help, it can have some dangerous repercussions. Many people are mistakenly thinking that forbearance equals forgiveness. It does not.

Forbearance means that the payments will be suspended for a short period of time, initially up to 6 months, but will need to be caught up when the forbearance period is over.

Think about when you buy something at a furniture store that offers “no payments” for 3 months. You still must pay for the furniture…the payments are just deferred.

But mortgage forbearance is even worse if the borrower has dug themselves in a deep hole and can’t catch up. Should this happen, the lender will enforce their right to be paid, which may cause the borrower to be foreclosed upon. They could lose all the equity in their home in the process.

Forbearance is designed to help those as a measure of last resort. It is not a free pass and may have serious consequences.

Depending on your situation,let me introduce you to a friend in your state that may be able to help by eliminating your debts, lowering your payment, and giving you a cash cushion during these turbulent times.

🚨REALTORS 🚨

If you’ve been watching my Daily updates, you may remember I mentioned a potential tightening in the mortgage credit markets soon

🚨 Lenders are now suspending locks on some products - non QM for example

🚨 Credit score requirement are increasing on government loans

🚨 New guidance on verification of employment

🚨 I-buyers Exiting the Market

While I expect these changes to be short term it’s important to get with your lender and understand what changes are occurring and how they may affect any clients

How to use a scheduling app and time blocking to deal with high call volume and staying on task

10 Lessons from Dr Bob Rotella on winning your Major that can apply to the turbulent times

A chat with Dan Green CEO of Growella on organic optimization and delivering valuable click bait free content to the current generation of home buyers, the future of the Mortgage Lead Follow up, some random musing on 90's comedy cult classics.

Dan has grown and positioned for sale 3 top performing web publishing businesses including the very popular website The Mortgage Reports and now at Growella. 

Dan was kind enough to share a little on how he got where he is and what he thinks the future looks like and where opportunity lies for current loan originators.