Capital Conversations

Is your Retirement Plan Advisor Earning Their Fees?

Are you getting what you’re paying for with your retirement plan? You’re far from the only employer who may be wondering that.

In this episode, we break down what an advisor’s role should be, important benchmarks to track, how to spot red flags, and how to turn your plan into something that actually supports your people and your business.

About Correct Capital

As life becomes complex, having someone you trust to ensure that you are making all the right financial moves is invaluable. At Correct Capital, we provide a client-centric experience tailor-made to fit your needs. See for yourself how the freedom and flexibility of an independent financial advisor can help you on your financial journey.

Correct Capital is an independent, privately held wealth advisory firm built around our St. Louis, MO clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and into your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Correct Capital Welcomes Financial Advisor Jonathan Horman

Correct Capital Wealth Management is growing! In this episode of Capital Conversations, Ryan Potts sits down with our new financial advisor Jonathan Horman to talk about everything from family life and camping trips to career moves, entrepreneurship lessons, and why Correct Capital felt like the perfect professional "home."

If you'd like to speak with Jonathan to discuss your financial future, you can set up an appointment through his Calendly page: https://calendly.com/johnathan-correctcap

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Smart Retirement Planning NOW

Invest in your future with experienced financial planners that help manage and grow your wealth. Correct Capital provides fiduciary financial advice for individuals and families that may want to coordinate college savings funds, manage investments, or require other financial services.

One of our newer members of the Correct Capital team, Kate Boschert, sits down with Alexia Keil to discuss her previous experience and what she brings to the table. You can listen to our other Capital Conversations or read the transcript for “Smart Planning for Retirement NOW” below.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Reflecting on 2024: Lessons, Growth, and What’s Next for Correct Capital

Life is full of uncertainty, from market fluctuations to career changes, and managing your finances can feel like one more challenge. That’s why we’re here. At Correct Capital we focus on creating a financial future that helps you sleep at night and live your best life. Today, we’re reflecting on an eventful year and sharing insights into how we’ve grown as a firm to better serve you.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

The Gift That Keeps on Saving: Tax-Efficient Giving Strategies

Have you ever wondered about the most effective ways to share your wealth with loved ones or give back to causes you care about—all while minimizing tax implications? Whether you're considering helping your children buy their first home, making a meaningful charitable donation, or strategically planning your estate, gifting can help you give back while reducing your tax liability.

In this episode of Capital Conversations, host Ryan Potts and Correct Capital’s founder and CEO, Brian Pultman, discuss tax-efficient gifting strategies and how to make the most of your generosity while securing your financial future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

‘Tis the Season for Tax Savings: Year-End Moves to Deck Your Wallet

As the year winds down, it's natural to start looking ahead—and your finances deserve just as much attention as your holiday plans. With tax season around the corner, making a few smart moves now can mean valuable savings and smoother planning in the year to come.

In this episode of Capital Conversations, Accredited Investment Fiduciary® John Biedenstein and CERTIFIED FINANCIAL PLANNER® professional Colin Day cover three practical strategies that could help set you up for financial success before the year closes out: optimizing required minimum distributions, making the most of health savings accounts, and understanding Roth conversions.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Will the Next President Sink the Economy? Probably Not.

With elections just around the corner, it's natural for people to feel uneasy about how the results might affect their financial future. Pundits on both sides of the aisle are quick to raise alarms about how the other side's candidate would hurt the economy. However, a look at the hard numbers shows that those concerns are almost always overblown, and that the American economy is almost always resilient, even in the face of political change or turmoil.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ Professional Colin Day and Financial Advisor John Biedenstein discuss the findings from a recent report from the Hartford, "The Next President is Unlikely to Sink the Economy or the Stock Market," and offer advice for near-retirees on how to manage investments before and after an election cycle.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

What's Your Retirement Number?

At some point, everyone needs to understand how much money they'll need to achieve their retirement goals. In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ Professional Colin Day and Portfolio Manager Ryan Potts discuss a simple yet effective tool we’ve created to help you determine if you're on the right track toward your retirement goals. Whether you're just starting out in your career or are nearing retirement, this episode is for you.

If you’d like to use our retirement tool, email Colin at colin@correctcap.com for a free copy.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Wealth Management

Financial Advisor

Portfolio Management

401(k) Services

Retirement Planning

401(k) Rollover

Fiduciary Advisor

Financial Planner

Tax Planning

Get in touch or call us at 314-930-4015

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Meet Jordan Korte, Our New Onboarding Specialist

At Correct Capital Wealth Management, we believe that building strong client relationships starts with the right people. In this episode of Capital Conversations, we’re thrilled to introduce Jordan Korte, our new associate advisor. We’ll talk about his responsibilities, his approach to making client onboarding seamless, and how his fresh perspective benefits both our team and clients.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

RMDs: The IRS Wants Its Cut – What You Need to Know

In addition to taxes (and, unfortunately, death), one constant for people nearing or in retirement is required minimum distributions (RMDs). Recent legislative changes from the SECURE Acts affect both the age at which you’re required to start taking RMDs, and how those RMDs are handled when a retirement account is passed down to heirs.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ Professional Colin Day and Accredited Investment Fiduciary® John Biedenstein discuss the recent changes to RMD laws, strategies to maximize your growth from inherited retirement accounts, and how you can work together with your financial advisor and tax preparer to limit your tax liability.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Behind the Scenes at Correct Capital Wealth Management

Starting with a new financial advisor can be complicated, but it doesn't have to be. Whether you're preparing for retirement, managing investments, or simply seeking advice on your financial future, having a trusted advisor can make all the difference. At Correct Capital, we understand that your financial goals are unique, and we're here to guide you every step of the way.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ Professional Colin Day and Investment Advisor Service Associate Marquita Thomas take a closer look at what goes on behind the scenes when onboarding new clients or working with existing ones.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Financial Planning Red Flags and How to Avoid Them

Whether you're a seasoned investor or just starting out, there's always a chance you're not taking certain aspects of your financial planning into account without the aid of an experienced, fiduciary financial advisor. There are a number of things we see commonly as advisors that can keep clients from reaching their financial goals and living the life they wanted to.

In this episode of Capital Conversations, financial advisor Cherry Ohms and portfolio manager Ryan Potts discuss some of these red flags, and how you can make smarter decisions and avoid common financial planning pitfalls.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Perspective of the Markets From the First Half of 2024, and a Look Ahead

In this episode of Capital Conversations, CFO and Founder Brian Pultman and portfolio manager Ryan Potts take a look back at the first half of the year, followed by a look ahead as a gauge for clients’ financial planning. With an election cycle coming up Correct Capital wants to make sure you are aware of potential impacts to your portfolio, as well as how to best position cash and assets to best align with your financial goals.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

How to Teach Your Kids About Money, From Allowances to Inheritance

As the year winds down, it's natural to start looking ahead—and your finances deserve just as much attention as your holiday plans. With tax season around the corner, making a few smart moves now can mean valuable savings and smoother planning in the year to come.

In this episode of Capital Conversations, Accredited Investment Fiduciary® John Biedenstein and CERTIFIED FINANCIAL PLANNER® professional Colin Day cover three practical strategies that could help set you up for financial success before the year closes out: optimizing required minimum distributions, making the most of health savings accounts, and understanding Roth conversions.

Correction: In this episode, we mention that Health Savings Account (HSA) contributions need to be made by December 31 to count for the current tax year. However, you actually have until the tax filing deadline (typically April 15) to make contributions for the previous year. If you’re adding to your HSA through payroll, please work with your HSA provider to apply contributions to a prior year.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Setting and Forgetting Your Retirement Plan: Are Target Date Funds Right For You?

It’s easy to feel overwhelmed when thinking about retirement options, especially with so many investment choices available. One such choice is target date funds, which are often misunderstood despite being a common feature in many 401(k) plans. These funds are designed to simplify retirement investing, but only if you know how to use them properly.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ professional Colin Day and Accredited Investment Fiduciary (AIF®) John Biedenstein break down what target date funds are, their benefits, and how to use them effectively in your retirement strategy. Whether you’re just starting your career or nearing retirement, this discussion will provide valuable insights to help you make informed decisions about your financial future.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Understanding Diversification: Strategies for Better Portfolio Management

As the saying goes, you shouldn’t put all your eggs in one basket. You shouldn’t put all of your investments in one place either. Diversification involves spreading your investments across various assets to minimize risk and maximize potential returns. It's a fundamental strategy that can help safeguard any portfolio against market volatility.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ professional Colin Day and portfolio manager Ryan Potts discuss the principles of diversification, its benefits, and explore practical ways to implement it in your investment strategy.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

What Is Your Financial Advisor Doing With AI?

It seems like professionals in every industry are looking into ways that new AI technology can help improve their businesses. While AI hasn’t turned against humankind yet (as far as we know), it’s still too early to trust it with managing your investments and financial portfolio. But that doesn’t mean your financial advisor can’t use ChatGPT and other AI tools to your benefit.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ professional Colin Day and Accredited Investment Fiduciary (AIF®) John Biedenstein discuss how financial advisors have started using AI to make their offices more productive, which in turn allows them to better serve their clients.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Active Vs. Passive Investing: Which One's Right For Me?

Active and passive investment strategies are often seen as opposites, and everyone from experienced investors to those just entering the market likely have an opinion on which is best.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ professional Colin Day and portfolio manager Ryan Potts explore how each approach can fit into the broader spectrum of financial planning, their potential impacts on your portfolio, and how to discern which method aligns best with your financial goals.

About Correct Capital Wealth Management

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

All About Tax Diversification: How to Pay Less in Taxes in Retirement

The concept of tax diversification might not be the first topic that springs to mind when planning for retirement, but it can have a profound impact on your ability to live out your golden years as you want. While Uncle Sam will (almost) always get a portion of your hard-earned and wisely-invested money, understanding how and when different types of accounts are taxed can help you keep more money for yourself, whether that means going on more vacations, passing more on to the next generation, or opting for the Macallan 30 Year instead of the 18.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ professional Colin Day and portfolio manager Ryan Potts discuss how to best optimize your tax diversification, why you need to do it, the "One Bad Year Rule," and the importance of maintaining flexibility in your retirement funds.

About Correct Capital

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

How to Use the Bucket System to Manage Your Money

As financial advisors, our goal is to help our clients live a financially healthy and fruitful life through smart financial planning and investment advice. A time-tested strategy many investors use is called the “bucket” system, which, when implemented correctly, guarantees income in the short term while setting your longer term investments up for longer term success.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ professional Colin Day and portfolio manager Ryan Potts talk about how to implement the bucket system in your finances. Whether you're in your 30s, approaching retirement, or anywhere in between, learn how the bucket system is an effective strategy to make your money work effectively over time.

About Correct Capital

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

SEC Approves Bitcoin ETFs. Should You Invest?

After years of avoiding it, the SEC has recently approved the listing and trading of 11 Bitcoin ETFs. But, are Bitcoin ETFs right for your portfolio? If they are, how much should you invest in them?

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ Professional Colin Day and portfolio manager Ryan Potts discuss the evolution of cryptocurrency investments, who the new ETFs may be most suitable for, and the smart, safe ways to include crypto in your portfolio.

About Correct Capital

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Investing in an Election Year

Election years are awkward times in different industries. Regarding investments, thinking long term is historically the better solution for personal investors.

At Correct Capital, we help individuals and families plan out their finances and investments. This episode of Capital Conversations dives into election cycles (for 2024) and how to react accordingly. We're joined with Colin Day and John Biedenstein.

About Correct Capital

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

What Services do Financial Advisors Offer?

In this episode of Capital Conversations, financial advisor Colin Day and portfolio manager Ryan Potts discuss the different services offered by Correct Capital to help our clients get from where they are to where they want to be.

About Correct Capital

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Answering Gen Z’s Most Pressing Financial Questions

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™professional Colin Day sits down with Sophia Steinbecker, one of Correct Capital’s newer additions, to answer some of the pressing questions people just starting out in their careers have about finances, budgeting, retirement saving, and more.

About Correct Capital

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

2023 Recap, and a Look Ahead to 2024

The new year provides an opportune time for investors and portfolio managers alike to reflect on what did and didn’t go as expected in the market 2023, and what might be in store for 2024. Colin Day, CERTIFIED FINANCIAL PLANNER™ professional, is joined by portfolio managers Ryan Potts and Joe Anderson to discuss the pivotal role of big tech companies, known as the Magnificent 7, in shaping market trends, as well as international market dynamics, and the importance of risk tolerance in portfolio management.

About Correct Capital

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

401(k) New Year's Resolutions

The New Year is an opportune time for business owners and individuals alike to reflect on their financial strategies, particularly when it comes to retirement planning.

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Hiring a Competent Advisor for Your 401(k)

The benefits of offering a 401(k) plan to your employees – namely, higher retention rates and more job applicants – are well known. Many financial advisors, however, have largely refrained from entering the defined contribution space. A recent article from Wealth Management implores more advisors to specialize in this area.

But how do you know if you’ve found a financial advisor you can trust with your company’s retirement plan? Some financial advisors, including those at Correct Capital, have decades of experience in the retirement planning space, which gives them the knowledge and connections to ensure you keep costs lower and benefits high.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ professional Colin Day speaks to retirement plan specialist John Biedenstein to discuss the complexities of offering a 401(k) plan and how to find an advisor you can work with.

About Correct Capital Wealth Management ⁠⁠⁠

Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Financial Advisor
Portfolio Management
401(k) Services
Retirement Planning
401(k) Rollover
Fiduciary Advisor
Financial Planner
Tax Planning
Contact us online or call us at 314-930-4015

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

A Financial Advisor's Perspective on Your Budget

As your finances get more complex, the financial decisions you make now carry more weight than before. You might find yourself wondering if you’re saving enough, investing wisely, or even just managing your household day-to-day budget effectively.

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ professional Colin Day and portfolio manager Ryan Potts discuss their perspective on budgeting and aligning clients' budgets with their life goals, whether that means traveling more or saving up more for retirement.

About Correct Capital Wealth Management

⁠⁠Correct Capital⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by⁠ ⁠contacting ⁠⁠us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

What Documents Does My Financial Advisor Need From Me?

You’ve finally found a financial advisor you can trust. But, instead of a list of exciting investments or a retirement roadmap to that brand new Mercedes, they’re giving you… a list of documents to gather? Tax returns, financial statements, 403(b)s...you name it. You might be wondering, "Why are they asking me for all these documents?"

Those financial document requests allow your financial advisor to be fully aware of your financial situation, allowing them to serve you better. In this episode of Capital Conversations, Colin Day, CFP®, EA, MBA and portfolio manager Ryan Potts discuss what’s included in a financial document request and how they allow your advisor to better serve you.

Contact Correct Capital Wealth Management today by visiting our website or emailing info@correctcap.com to learn more about how we help businesses, individuals, and families achieve their financial goals. Follow Capital Conversations to stay in the know about the latest market trends, how to navigate our economy, planning for your retirement, and more.

About Correct Capital Wealth Management

⁠Correct Capital⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by ⁠contacting ⁠us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

401(k) Trends: What Participants Are Prioritizing in 2023 (Part 2)

Welcome to the second part of this Capital Conversations series, where we continue our discussion on the findings from our recent 401(k) plan participant survey. In the first part, we explored some intriguing shifts in participants' financial priorities and their readiness to adapt to new stages in life.

You can download the survey here.

In this second part of our series, we're diving into the next three intriguing insights from our survey, including how they see a financial advisor's role in their retirement planning.

About Correct Capital Wealth Management:

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Financial Advisors
Retirement Planning
Portfolio Management
401(k) Services
Fiduciary Advisor
Tax Planning Services
401(k) Rollover Planning
Financial Planner
Get in Touch or call us at 314-930-401(k)

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Do (and Don't) Retire in These States!

Of the many questions you should ask yourself when you’re planning for retirement, few may be more important than asking yourself where you’re going to live. Bankrate recently released its list of the five best and worst states to retire in in 2023, based on 5 weighted criteria:

Affordability (40%)
Well-being (25%)
Health-care quality and cost (20%)
Weather (10%)
Crime (5%)

In this episode of Capital Conversations, hosts John Biedenstein and Steve Paulus discuss what states they knew would be on Bankrate’s list and which ones they didn’t expect to see. The best place for you to retire is based on your specific retirement needs and goals.

About Correct Capital Wealth Management: As life becomes complex, having someone you trust to ensure that you are making all the right financial moves is invaluable. At Correct Capital, we provide a client-centric experience tailor-made to fit your needs. See for yourself how the freedom and flexibility of an independent financial advisor can help you on your financial journey.

Learn more about our services:

Financial Advisors: https://correctcap.com/our-services/financial-advisor/

Retirement Planning: https://correctcap.com/our-services/retirement-planning/

Portfolio Management: https://correctcap.com/our-services/portfolio-management/

401(k) Services: https://correctcap.com/our-services/401k-services/

Fiduciary Advisor: https://correctcap.com/our-services/fiduciary-advisor/

Tax Planning Services: https://correctcap.com/our-services/tax-planning/

401(k) Rollover Planning: https://correctcap.com/our-services/401k-rollover/

Financial Planner: https://correctcap.com/our-services/financial-planner/

Get in Touch: https://correctcap.com/contact/ or call us at 314-930-401(k)

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.

Big 6 Questions on Retirees' and Soon-to-Be's Minds (Part 3)

The journey towards a stable and fulfilling retirement can be complex and filled with uncertainties, especially given recent inflation and an underperforming market. Whether you've begun your golden years or are still investing and planning your retirement, the questions never seem to cease.

What are the biggest questions in your mind when it comes to planning or thriving in your retirement? Correct Capital Wealth Management's Colin Day and John Biedenstein tackle some of the most pressing and current questions and concerns soon-to-be and current retirees face today.

From the market and economy to social factors, Day and Biedenstein explore the uncertainties that impact your investment and retirement funds. In this episode, they cover fluctuations in the market and how to know what you don't know. Discover the importance of proactive planning and gain valuable insights from the advice of seasoned financial professionals. Don't let uncertainty hinder your retirement dreams – tune in to Capital Conversations for essential financial insights.

In Part 3 of this series, we focus on two of the biggest questions retirees and soon-to-be retirees ask:

When will my investments start heading in the right direction?
What question am I not asking?

Check out Part 1 and Part 2 of these series for the answers to other retirement planning FAQs.

About Correct Capital Wealth Management: As life becomes complex, having someone you trust to ensure that you are making all the right financial moves is invaluable. At Correct Capital, we provide a client-centric experience tailor-made to fit your needs. See for yourself how the freedom and flexibility of an independent financial advisor can help you on your financial journey.

Learn more about Correct Capital by clicking links below:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.

Big 6 Questions on Retirees' and Soon-to-Be's Minds (Part 2)

We've all been through a lot these past couple of years. For those of us who are living in retirement or are planning to retire soon, these unprecedented events unavoidably spur uncertainty about the future.

What are the biggest questions in your mind when it comes to planning or thriving in your retirement? Correct Capital Wealth Management's Colin Day and John Biedenstein tackle some of the most pressing and current questions and concerns soon-to-be and current retirees face today.

From the market and economy to social factors, Day and Biedenstein explore the uncertainties that impact retirement planning. In this episode, they delve into the questions surrounding the ability to retire and the potential impact of inflation on retirement funds. Discover the importance of proactive planning and gain valuable insights from their expert advice. Don't let uncertainty hinder your retirement dreams – tune in to Capital Conversations for essential financial insights.

In Part 2 of this series, we focus on two of the biggest questions retirees and soon-to-be retirees ask:

Where do I put my cash?
How do I stay invested in these turbulent times?

Join us for answers to more questions in the next episode, Part 3 of this series.

About Correct Capital Wealth Management: As life becomes complex, having someone you trust to ensure that you are making all the right financial moves is invaluable. At Correct Capital, we provide a client-centric experience tailor-made to fit your needs. See for yourself how the freedom and flexibility of an independent financial advisor can help you on your financial journey.

Learn more about Correct Capital with the links below:

Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.

Financial Advisor vs. ChatGPT: What Are Effective Strategies for Diversifying a Portfolio?

Colin Day of Correct Capital Wealth Management goes up against AI. We sat down to ask common financial advice and wealth management questions and compared the answers of ChatGPT vs a real world professional. In this video, we asked "What are effective strategies for diversifying a portfolio?" #chatgpt #investing #ai If you have been living under a rock, ChatGPT is a large language model created by OpenAI, designed to generate human-like responses to natural language inputs. ChatGPT is a conversational AI model that uses natural language processing and machine learning techniques to generate human-like responses to text-based inputs, such as chat messages or voice commands. Its purpose is to engage in natural, fluid conversations with users, and provide helpful responses to their queries and requests. However, you will see that it often misses the nuance that humans can provide and often leaves out key details. Don't miss this video where we compare the answers given by ChatGPT to common (and entertaining) financial investment questions. Enjoy!

About Correct Capital Wealth Management

⁠Correct Capital⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by ⁠contacting ⁠us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Financial Advisor vs. ChatGPT: Is Cryptocurrency a Good Investment?

Colin Day of Correct Capital Wealth Management goes up against AI. This episode is part of a series where we compare answers for common financial advice and wealth management from ChatGPT vs a Real World Professional. In this video, we asked ChatGPT and Colin Day "Is cryptocurrency a good investment?" #chatgpt #investing #cryptocurrency If you have been living under a rock, ChatGPT is a large language model created by OpenAI, designed to generate human-like responses to natural language inputs. ChatGPT is a conversational AI model that uses natural language processing and machine learning techniques to generate human-like responses to text-based inputs, such as chat messages or voice commands. Its purpose is to engage in natural, fluid conversations with users, and provide helpful responses to their queries and requests. However, you will see that it often misses the nuance that humans can provide and often leaves out key details. Don't miss this video where we compare the answers given by ChatGPT to common (and entertaining) financial investment questions. Enjoy!

About Correct Capital Wealth Management

⁠Correct Capital⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by ⁠contacting ⁠us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Financial Advisor vs. ChatGPT: Round 1

Colin Day of Correct Capital Wealth Management recently sat down with digital marketing expert David Kley. We put Colin on the spot and asked the real world professional and AI the same basic financial and wealth management questions. This episode contained the full conversation. #chatgpt #openai #ai If you have been living under a rock, ChatGPT is a large language model created by OpenAI, designed to generate human-like responses to natural language inputs. ChatGPT is a conversational AI model that uses natural language processing and machine learning techniques to generate human-like responses to text-based inputs, such as chat messages or voice commands. Its purpose is to engage in natural, fluid conversations with users, and provide helpful responses to their queries and requests. However, you will see that it often misses the nuance that humans can provide and often leaves out key details. Don't miss this video where we compare the answers given by ChatGPT to common (and entertaining) financial investment questions.

About Correct Capital Wealth Management

⁠Correct Capital⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by ⁠contacting ⁠us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Our Newest Asset, Plus Alternative Investments

Meet the newest member of our team and learn a thing or two about alternative investing. We really hit the jackpot when we added Ryan to our team. Ryan Potts is the newest assistant portfolio manager at Correct Capital Wealth Management and he brings with him a lot of knowledge, a knack for finance, and a great personality. He recently went on a trip to Charlotte, North Carolina where they discussed alternative investments. Private real estate, private equity, and private real estate lending are all considered alternative investments. While not nearly as liquid as traditional stocks and bonds and certainly not for everyone, alternative investing can be a smart long-term play for higher net-worth folks. But as always, you should always consult your financial advisor before making any decisions.

About Correct Capital Wealth Management

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by contacting us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

2022 Market Reflections and Looking Ahead to 2023

Inflation and resilience were the moods of the year for 2022. With smart, strategic, transparent management of your wealth and investments, you can weather the storm and retire comfortably. We are looking forward to what this coming year will bring.

Today Host Colin Day, CFP®, MBA of Correct Capital Wealth Management is joined by the founder of the firm, Brian I. Pultman, CFP®. Together, Colin and Brian rewind through 2022's market highlights — and undeniable ups and downs — and what we hope to see financially in the year 2023.

Contact Correct Capital Wealth Management today by visiting our website or emailing info@correctcap.com to learn more about our retirement plan support. Follow Capital Conversations to stay in the know about the latest market trends, how to navigate our economy, planning for your retirement, and more.

About Correct Capital Wealth Management

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by contacting us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Building a Retirement Plan – What the Construction Industry Can Teach You About Your 401(k)

Clear concrete and sunny skies ahead (with a few uncertainties) — there are some valuable lessons to be learned from the construction industry to be applied to retirement savings and other investments!

Director of Business Development Steve Paulus joins our host Colin Day, CFP®, MBA to share some insights and parallels between construction and retirement planning and financial advice. Steve brings insights from a recent co-op seminar between Associated General Contractors of Missouri (ACGMO) and the Missouri Department of Transportation, which focused on the dialog between the state's infrastructure repair and construction needs and the companies that do the work.

Contact Correct Capital Wealth Management today by visiting our website or emailing info@correctcap.com to learn more about our retirement plan support. Follow Capital Conversations to stay in the know about the latest market trends, how to navigate our economy, planning for your retirement, and more.

About Correct Capital Wealth Management

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by contacting us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Have a 401(k) Plan? It’s OK to Seek Help From Your Advisor!

So you have a 401(k) plan. That means you never have any questions are you are totally confident that your fund is doing everything it can to prepare you for retirement, right? Our research shows that for most people, that's not true. It's likely that you have some questions or may need some guidance along the way — especially in these economic times.

Our host Colin Day, CFP®, MBA sits with John V. Biedenstein, AIF®, CPA of Correct Capital Wealth Management to discuss what we have learned from our clients — why 401(k) plan members are looking for advice from their advisors and what we can do to help.

Ask your financial advisor what kind of support and guidance they offer their 401(k) plan members or contact Correct Capital Wealth Management today to learn more about our retirement plan support. Follow Capital Conversations to stay in the know about the latest market trends, how to navigate our economy, planning for your retirement, and more.

Email info@correctcap.com for a copy of our survey.

About Correct Capital Wealth Management

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by contacting us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Making Us Look Good: Meet Kennadi

An independent advisory firm is legally required to put your needs and interests, as the client, first. Beyond that, a good rapport of trust and communication is the recipe for a strong and successful financial advisor relationship. And Kennadi Haythorne is one of the people who help Correct Capital Wealth Management do just that.

Kennadi is one of our Investment Advisor Service Associates. A bright and adept associate with both front-facing and back office experience working for financial industry giants TD Ameritrade, Edward Jones, and Wells Fargo, she is essential to the operations of our firm, collaborating closely with our advisors and Certified Financial Planner™s to onboard clients, servicing accounts, and managing many moving parts.

About Correct Capital Wealth Management

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management firm, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by contacting us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

The Portrait of a Maestro: Our Dexterous Director of Business Development

If you have not yet had the chance to meet Steve, you are missing out — and that is precisely why we are bringing this episode to you today.

Financial Advisor Colin Day, CFP®, MBA from the Correct Capital Wealth Management team had the pleasure of chatting with Director of Business Development Steve Paulus. Steve has a storied history in the world of financial services and though he once retired, he couldn't stay away. Today, investors and advisors alike have the unrivaled pleasure of working with and getting to know the illustrious and humble Steve Paulus through Correct Capital Wealth Management. Contact Correct Capital to speak directly to Steve or learn more about what we do.

About Correct Capital Wealth Management

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by contacting us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Fall 2022 Market Perspectives

It's early October 2022 and the stock market is volatile to say the least. After falling tremendously in September, we are seeing a sudden sharp rally. What is the everyday investor to make of the market as we enter the fourth quarter of 2022?

Two wealth management professionals from the Correct Capital Wealth Management team sit down to discuss the state of the market and share some insights from an investment perspective. Hear what Financial Advisor Colin Day, CFP®, MBA and Portfolio Manager Joseph Anderson have to say about what's going on in the market today.

About Correct Capital Wealth Management

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by contacting us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Seeking a serious relationship? - Meet our Investment Advisor Associate!

When you work with a fiduciary or wealth advisory firm, you are looking not only for sound investment strategies and financial acumen, but also for a relationship of trust, openness, and support. In previous Capital Conversations episodes, we have spoken with a number of our financial advisors and even our founder, Brian I. Pultman, CFP®. Now it's time for you to meet Alexia Keil.

Alexia is our Investment Advisor Client Associate. She is the relationship manager for our retirement plan clients, getting involved in businesses' retirement plan decisions and policies.

With decades of experience in the retirement plan sector after landing her first position in a bold and memorable way, Alexia is passionate about building and fostering relationships with her clients, from the plan sponsors to their individual employees. She's even had the privilege of getting to see how boots are made.

About Correct Capital Wealth Management

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by contacting us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

5 Kids? 4 Dogs? One-Hour Commute? What Can’t Pintip Do?

A wealth advisory firm takes a team to be successful. In recent episodes of Capital Conversations, we have spoken with a number of our financial advisors and even our founder, Brian I. Pultman, CFP®. Today we hear from one of the most critical people in our office, Pintip Perdun. Pintip is our Investment Advisor Service Associate. Mother to 5 human children, 4 dogs, and dedicated to a one-hour one-way commute to the office every day, our work as financial advisors would not be possible without our Investment Advisor Service Associate, Pintip.

What does that mean for you? You may not always see Pintip up front, but she is a master problem solver working behind the scenes to keep everything running smoothly and, most critically, to make sure we are in compliance. A veteran of the financial sector, Pintip brings an important background in managing operations and protecting clients.

About Correct Capital Wealth Management

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by contacting us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Why do I need a financial advisor?!

Our host Colin Day, CFP®, MBA invites Founder and CEO of Correct Capital Wealth Management, Brian I. Pultman, CFP®, to answer the question point blank: "Why do I need a financial advisor?!"

Does someone like me really need a financial advisor? If I already hired a financial advisor, how do I know if it's the right fit? If not, how do I find a better advisor for my needs?

The answers may be as different as the people asking them. Think about what you value in your personal and professional life. You might select an advisory firm based on a reputation of excellence; great customer service and reviews; industry expertise, partnerships and tools; accredications, certifications, and awards. Most likely, it will be a combination of these and other factors.

Ask your financial advisor or potential financial advisor why they are the right choice for you or contact Correct Capital Wealth Management today. Follow Capital Conversations to stay in the know about the latest market trends, how to navigate our economy, planning for your retirement, and more.

About Correct Capital Wealth Management

Correct Capital is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future.

Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future.

Learn more about our areas of expertise, including:

Or reach out to our financial planners directly by contacting us online.

*Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

By Correct Capital Wealth Management

Is your Retirement Plan Advisor Earning Their Fees?

Is your Retirement Plan Advisor Earning Their Fees?

Correct Capital Welcomes Financial Advisor Jonathan Horman

Smart Retirement Planning NOW

Reflecting on 2024: Lessons, Growth, and What’s Next for Correct Capital

The Gift That Keeps on Saving: Tax-Efficient Giving Strategies

‘Tis the Season for Tax Savings: Year-End Moves to Deck Your Wallet

Will the Next President Sink the Economy? Probably Not.

What's Your Retirement Number?

Meet Jordan Korte, Our New Onboarding Specialist

RMDs: The IRS Wants Its Cut – What You Need to Know

Behind the Scenes at Correct Capital Wealth Management

Financial Planning Red Flags and How to Avoid Them

Perspective of the Markets From the First Half of 2024, and a Look Ahead

How to Teach Your Kids About Money, From Allowances to Inheritance

Setting and Forgetting Your Retirement Plan: Are Target Date Funds Right For You?

Understanding Diversification: Strategies for Better Portfolio Management

What Is Your Financial Advisor Doing With AI?

Active Vs. Passive Investing: Which One's Right For Me?

All About Tax Diversification: How to Pay Less in Taxes in Retirement

How to Use the Bucket System to Manage Your Money

SEC Approves Bitcoin ETFs. Should You Invest?

Investing in an Election Year

What Services do Financial Advisors Offer?

Answering Gen Z’s Most Pressing Financial Questions

2023 Recap, and a Look Ahead to 2024

401(k) New Year's Resolutions

Hiring a Competent Advisor for Your 401(k)

A Financial Advisor's Perspective on Your Budget

What Documents Does My Financial Advisor Need From Me?

401(k) Trends: What Participants Are Prioritizing in 2023 (Part 2)

401(k) Trends: What Participants Are Prioritizing in 2023 (Part 1)

Do (and Don't) Retire in These States!

Retirement Spending Behaviors that May Surprise You

Big 6 Questions on Retirees' and Soon-to-Be's Minds (Part 3)

Big 6 Questions on Retirees' and Soon-to-Be's Minds (Part 2)

Big 6 Questions on Retirees' and Soon-to-Be's Minds (Part 1)

Financial Advisor vs. ChatGPT: Is Cryptocurrency Appropriate for 401(k) Accounts?

Financial Advisor vs. ChatGPT: What Are Effective Strategies for Diversifying a Portfolio?

Financial Advisor vs. ChatGPT: Is Cryptocurrency a Good Investment?

Financial Advisor vs. ChatGPT: Round 1

Our Newest Asset, Plus Alternative Investments

2022 Market Reflections and Looking Ahead to 2023

Building a Retirement Plan – What the Construction Industry Can Teach You About Your 401(k)

Have a 401(k) Plan? It’s OK to Seek Help From Your Advisor!

Making Us Look Good: Meet Kennadi

The Portrait of a Maestro: Our Dexterous Director of Business Development

Fall 2022 Market Perspectives

Seeking a serious relationship? - Meet our Investment Advisor Associate!

5 Kids? 4 Dogs? One-Hour Commute? What Can’t Pintip Do?

Why do I need a financial advisor?!