FUMO: Future Of Money Podcast

What does it take to build a fintech movement in the Middle East?

This week on FUMO, we sit down with Nameer Khan, the driving force behind MENA Fintech Association — the region’s most influential fintech network. 💥

We dive into:

How to build ecosystems from scratch 🌍

The mindset needed to unite founders, regulators, and investors 🤝

Why MENA is exploding with fintech potential 🚀

Lessons from launching multiple ventures and shaping policy at scale 🧠

Whether you're a fintech founder, investor, or just curious about how financial systems are evolving — this one’s for you.

🎧 Tune in now to get behind the scenes with one of the region’s most powerful ecosystem builders.

#Fintech #MENA #Startups #FounderJourney #FUMOPodcast #NameerKhan #MiddleEastTech

Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Ahmed Al Naqbi, CEO of Emirates Development Bank — the man behind the UAE’s boldest $30 billion bet on the future.

In this episode, Ahmed reveals how EDB is rewriting the playbook on government-backed finance: zero-collateral funding, rapid approvals, and a laser focus on AI, biotech, space, and advanced manufacturing. If you’re a founder, this is your roadmap to unlocking capital in the UAE.

We get into how EDB thinks like a VC, not a traditional bank — and why Ahmed is on a mission to fund the builders of tomorrow. He shares what startups get wrong when pitching, the power of sovereign backing, and how EDB is fast becoming the Gulf’s answer to Silicon Valley Bank.

🎧 Tune in to discover how the UAE is financing its next economic leap — and why EDB might just be the most founder-friendly bank in the region.

#startups #UAE #VC #innovation #futureofwork #manufacturing #AI

Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Serena from PwC—one of the sharpest voices shaping digital assets, blockchain regulation, and crypto compliance across MENA.

From stablecoins to startup strategy, she breaks down how the UAE is becoming the world’s sandbox for Web3, and why traditional finance is finally embracing tokenization, transparency, and digital innovation.

We explore:

🪙 The real impact of stablecoins & local currency-backed tokens

🏛 How regulation is accelerating digital asset adoption

🌐 Why the UAE is emerging as the global hub for Web3

🏗️ What fintech founders need to know to launch & scale

🤝 The new dynamics between banks, regulators & crypto platforms

🎧 Tune in to discover how MENA is shaping the next chapter of global finance.

From the heart of TradFi in Hong Kong to the frontier of digital assets in Abu Dhabi — meet Usman Ahmad, CEO of Zodia Markets, in our latest podcast episode!

We dive into:

💼 His rise through traditional finance powerhouses

🌐 The big pivot to crypto & digital assets

🇦🇪 Why the UAE is the next big thing for institutional crypto

🏗️ What it really takes to build a regulated digital asset platform from the ground up

If you’re into the future of finance, global markets, and bold career moves — this one’s for you.

🎧 Listen now, then drop your thoughts👇

📍Would you make the jump from TradFi to crypto?

📍Is Abu Dhabi one of the new global crypto capital?

#ZodiaMarkets #CryptoCEO #TradFiToDeFi #DigitalAssets #Fintech #UAEFinance #PodcastDrop #AbuDhabiCrypto #FutureOfFinance #Zodia #UsmanAhmad

tokenisedJoin hosts Ronit Ghose and Gaurav Dhar as they sit down with Ken Chapman, ex-U.S. military paratrooper and Head of US at XDC Network.

In this episode, Ken shares his remarkable journey—from serving in the U.S. military to working at J.P. Morgan, Bridgewater Associates, Wells Fargo, and Anchorage Digital, before making the leap into blockchain. Hear how he chose crypto over a sports car, and how his viral showdown with USAA highlighted the chilling effects of U.S. banking restrictions on digital assets.

We dive into Operation Chokepoint 2.0, crypto’s policy comeback in Washington, and the real-world impact of the CB 121 bulletin on banking. Ken also unpacks how XDC Network is quietly powering billions in tokenized assets globally — including deals involving BlackRock, Fidelity, and State Street.

🎧 Tune in to uncover the future of crypto policy, tokenisation, and why a community bank in Oklahoma might just be the most crypto-friendly in America.

Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Munaf Ali, founder and CEO of Phoenix Group, the UAE’s largest homegrown crypto mining company.

In this episode, Munaf shares his unlikely journey—from a traditional banker and luxury real estate developer to a crypto pioneer mining thousands of bitcoins and building the region’s biggest data centres. Discover how a chance encounter with a 21-year-old changed the course of his career, what it takes to run a mining empire, and why Phoenix is leading the charge in Web3 infrastructure across the Middle East and beyond.Recorded shortly after Phoenix Group’s historic IPO on the Abu Dhabi Stock Exchange, this episode is a must-listen for anyone curious about crypto’s real-world potential.

🎧 Tune in to uncover the future of crypto, mining, and Web3 in the region and beyond!

#Bitcoin #Crypto #DataCentres #AI #UAE #Billions

Join host Ronit Ghose as he dives into a powerful conversation with Gaurav Dhar, CEO of Marshal FinTech Partners and one of the most prolific fintech investors in the MENA region.In this episode, Gaurav shares his journey from entrepreneur to backing 600+ fintech startups, building billions in economic value, and shaping the future of finance through AI, blockchain, and visionary investing.From scaling early-stage ventures to driving policy and innovation, this episode is packed with insights for founders, investors, and anyone passionate about the intersection of technology and finance.🎙️ In partnership with CFTE, myco.io, and MENA Fintech Association, and proudly sponsored by Aquanow and XDC Network.🔍 Tune in to discover what’s next for fintech, investing, and the digital economy!

Join hosts Ronit Ghose and Gaurav Dhar as they dive into a compelling conversation with Paolo, Global Research Lead at IBM, about the future of banking, fintech, and AI-driven financial transformation.In this episode, Paolo explores how AI is reshaping modern finance, the impact of fintech on traditional banking, and the key trends driving the next evolution of financial services. Gain valuable insights into what financial institutions must do to stay competitive in an era of digital disruption.In partnership with CFTE, myco.io & MENA Fintech Association, and sponsored by Aquanow and XDC Network.🔍 Tune in to uncover what’s next for banking, fintech, and the future of finance!

Join hosts Ronit Ghose and Gaurav Dhar as they dive into a compelling conversation with Saqr Ereiqat about the UAE’s unprecedented rise as a global business and technology hub.

In this episode, Saqr explores why Dubai and Abu Dhabi are moving faster than Silicon Valley, how the fail-fast mentality drives innovation, and how AI, Web3, and new industries are reshaping the Middle East’s economic landscape. Gain valuable insights into why entrepreneurs and investors are flocking to the UAE and what this means for the future of global business.

In partnership with CFTE, myco.io & MENA Fintech Association, and sponsored by Aquanow and SDC Network.

🔍 Tune in to uncover what’s next for business, tech, and entrepreneurship in the UAE!

Join hosts Ronit and Gaurav as they dive into a compelling conversation with Miriam Kiwan, VP, MEA at Circle, about the transformative potential of stablecoins.In this episode, Miriam explores how stablecoins like Circle's USDC are reshaping financial inclusion, revolutionising remittances, and transforming business operations in developing economies. Gain valuable insights into the blockchain ecosystem driving innovation and why stablecoins are the foundation for a transparent, decentralised financial future.In partnership with CFTE, myco.io & MENA Fintech Association and sponsored by Aquanow and SDC Network.Tune in to uncover what’s next for financial inclusion and blockchain innovation!

Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Phil Sham to discuss one of the biggest shifts in crypto: institutional adoption.In this episode, Phil shares insights on why major financial players are now more bullish on crypto than retail investors, how the UAE is positioning itself as a Web3 leader, and why blockchain technology is evolving beyond speculation into real-world utility.Key topics include:📈 Why institutions—not retail investors—are driving the next phase of crypto🌍 How the UAE is shaping the global future of Web3 and blockchain🏗️ The shift from speculation to real-world infrastructure in digital assets⚡ The biggest risks and opportunities in crypto right nowIf you’re looking to understand the next wave of blockchain adoption, this conversation is a must-watch!🔔 Subscribe for more deep dives into Web3, fintech, and financial trends!#Crypto #Blockchain #Web3 #Fintech #InstitutionalAdoption #DigitalAssets #UAE #DeFi #FutureOfFinance

Join host Gaurav Dhar for an exclusive conversation with Ronit Ghose, a leading financial analyst and author of Future Money, as they explore the past, present, and future of finance, fintech, and digital economies.In this episode, Ronit shares insights from his 30-year journey in global finance, discussing:📈 London’s financial boom in the ‘90s and its parallels with Dubai’s fintech surge today🌍 The rise of fintech across India, Africa, and beyond—reshaping economies🏛️ Advising central banks & policymakers on the future of digital finance📖 Why he wrote Future Money—and how it distills decades of financial evolutionThey also dive into how AI, digital assets, and open banking are transforming financial services. Whether you're an entrepreneur, investor, or fintech enthusiast, this episode is packed with game-changing insights on where finance is headed next.🔔 Subscribe for more in-depth discussions on fintech, crypto, and financial innovation!

Join hosts Ronit Ghose and Gaurav Dhar as they dive into a fascinating discussion with Marcel Kasumovich, Senior Executive Officer of Coinbase Abu Dhabi and Deputy CIO of Coinbase Asset Management, about the future of digital assets, blockchain, and institutional DeFi.In this episode, Marcel shares insights into how On-Chain Finance is revolutionising transactions, why Bitcoin is emerging as the ultimate collateral asset, and how stablecoins are outpacing CBDCs in the race for digital dollars. Learn how tokenisation, institutional DeFi, and regulatory shifts are shaping the next era of financial markets.In partnership with CFTE, myco.io, & MENA Fintech Association and sponsored by Aquanow and XDC Network.Tune in to uncover how blockchain, regulation, and financial innovation are transforming the global economy!

Join hosts Ronit and Gaurav as they dive into a thought-provoking conversation with Ajit Tripathi, aka Chain Yoda, about the evolving world of crypto, decentralisation, and meme coins. In this episode, Ajit shares his journey from Goldman Sachs to the decentralised frontier of blockchain and crypto. Discover how the 4-year Bitcoin cycle, meme coins, and regulatory shifts are shaping the future of financial systems. Explore key insights into how 2025 could be a transformative year for blockchain adoption, mainstream integration, and regulatory advancements. In partnership with CFTE, myco.io, & MENA Fintech Association and sponsored by Aquanow and XDC Network. Tune in to uncover how decentralisation, meme culture, and regulation are driving the future of crypto and financial innovation!

Join hosts Ronit and Gaurav as they dive into a thought-provoking conversation with Suresh Ramamurthi, Chairman at NetXD, about the paradigm shift from the “tell me” economy to the “do it for me” economy. In this episode, Suresh shares his entrepreneurial journey, from pioneering innovations like VideoGuide and AirMedia to his vision for how AI is reshaping payments and enterprise processes. Discover how memory-based AI, zero-cost operations, and data precision are set to transform financial systems and empower businesses to thrive in a tech-driven world. In partnership with CFTE, myco.io, & MENA Fintech Association and sponsored by Aquanow and XDC Network. Tune in to uncover how AI is driving the future of finance, automation, and innovation!

Join hosts Ronit and Gaurav as they dive into a compelling conversation with Ramana Kumar, CEO of Magnati, about the evolving landscape of payments, technology, and financial ecosystems.

In this episode, Ramana explores how generational shifts, like a 13-year-old preferring ChatGPT over Google, are redefining tech behaviours and user expectations. Discover the future of payments, from QR codes to AI-powered personal tokens and instant cross-asset transactions. Gain valuable insights into why data is the engine of modern financial systems, helping businesses unlock credit and target customers with precision.

In partnership with CFTE, myco.io & MENA Fintech Association and sponsored by Aquanow and XDC Network.

Tune in to uncover what’s next for payments, financial behaviour, and the power of data!

Join hosts Ronit and Gaurav as they dive into a compelling conversation with Nare Vardanyan, Co-Founder and CEO of Ntropy, a leading innovator in AI-driven financial solutions.

In this episode, Nare shares her vision for the future of financial services, exploring how AI is revolutionising data organisation, customer onboarding, and fraud prevention. Gain valuable insights into how Ntropy is tackling unstructured data, fostering innovation, and empowering businesses with actionable intelligence.

Discover why the shift to AI-driven solutions is not just about cost and time savings but about reshaping the future of financial ecosystems for everyone.

In partnership with CFTE, myco.io & MENA Fintech Association and sponsored by Aquanow and XDC Network.

Tune in to uncover what’s next for the world of AI in financial services!

Join hosts Ronit and Gaurav as they dive into a compelling conversation with Supreet Kaur and Ashutosh Goel, co-founders of Xalts, a leading innovator in enterprise financial connectivity.

In this episode, Supreet and Ashutosh explore how their fintech solutions are transforming the way global corporations connect and operate. Discover how Xalts is collaborating with global banks, Fortune 500 companies, and tech leaders to redefine financial workflows and drive innovation in fintech.

Gain valuable insights into how APIs and blockchain are reshaping enterprise financial services, the biggest hurdles in financial connectivity today, and why simplifying complex workflows is key to fintech success.

In partnership with CFTE, myco.io & MENA Fintech Association and sponsored by Aquanow and XDC Network.Tune in to uncover what’s next for the world of financial connectivity and enterprise-grade solutions!

Join hosts Ronit and Gaurav as they dive into a compelling conversation with Nandan Mer, CEO of Network International, a leading enabler of digital commerce across the Middle East and Africa. In this episode, Nandan shares his vision for the future of digital payments, exploring how regions like the GCC and Africa are rapidly transforming their payment ecosystems. Gain valuable insights into how Network International is addressing infrastructure challenges, fostering innovation, and driving the shift from cash to digital. Discover the role of government-led financial infrastructure, the importance of partnerships in the payments industry, and the strategies that have helped Network International scale across 50+ markets while serving millions. In partnership with CFTE, myco.io & MENA Fintech Association and sponsored by Aquanow and XDC Network. Tune in to uncover what’s next for the world of payments and digital commerce!

Welcome to FUMO – The Future of Money podcast! 🎙️ Join hosts Ronit and Gaurav as they dive into a compelling conversation with Lory Kehoe, Chief Commercial Officer of M2, a trailblazing crypto investment platform. In this episode, we explore M2’s vision to connect traditional finance with the digital asset universe and gain valuable insights into the rapidly evolving crypto landscape. Discover how M2 is driving institutional interest in digital finance, attracting hedge funds, asset managers, and retail investors. Lory shares M2’s strategies for building trust, navigating complex regulations, and empowering customers in the new digital economy. In partnership with CFTE, myco.io & MENA Fintech Association and sponsored by Aquanow and XDC Network. Tune in to learn what’s next for crypto and digital assets!

At 24 Fintech, we’re excited to bring you another insightful episode of the FUMO podcast, featuring special guest Douglas Arner, Kerry Holdings Professor in Law at the University of Hong Kong as he dives into the latest developments in payment systems worldwide, with key government initiatives shaping the future of finance.

Join Douglas as he unpacks the global landscape of payment infrastructure, uncovering hidden opportunities and highlighting ongoing projects in various regions

🔍 Listen to this episode and learn:

🔷 India’s strategy in the digital revolution: How the India stack, combining digital ID, payments and bank accounts, played a major role during India’s G20 presidency

🔷 Saudi Arabia’s financial transformation: The government’s initiatives in its financial infrastructure, aiming to make the country's economy more competitive on a global scale

🔷 AI regulations and risks: The benefits AI brings to the industry, addressing potential risks, and the growing need for a skilled workforce in the AI era

FUMO podcast with our hosts Ronit & Gaurav is brought to you by CFTE supported by XVC Tech!

🎧 Tune in now to stay updated on the latest trends in mobile payments and digital banking!

Don’t forget to like, share, and drop a comment with your thoughts on digital payments, and let us know which industry expert you'd like to hear from in our next episode!

Discover the technology of QR Code payment by Alipay+ and its journey in becoming a global payment giant! 🚀

FUMO podcast at 24 Fintech, we are excited to have our guest speaker, Kelvin Li, Head of Platform Tech Business Unit at Ant International as he shared insights into Alipay+’s role in expanding digital payments both globally and in the Middle East

Join us as Kelvin delves into how QR code payment technology is driving the future of mobile payments, e-commerce and finance

🔍 Listen to this episode and learn:

🔷 Adopting QR code technology: Alipay+’s growth in the Middle East, the challenges it faced and its impact on the payment infrastructure

🔷 Expanding Alipay+ in the Middle East: The costs and different infrastructures required to service the various ecosystems in the Middle East

🔷 Ant International’s global strategy: Three key phases, starting from targeting tourists to the e-commerce market and enterprise integration

FUMO podcast with our hosts Ronit & Gaurav is brought to you by CFTE supported by XVC Tech

🎧 Tune in now to stay updated on the latest trends in mobile payments and digital banking

Don’t forget to like, share, and drop a comment with your thoughts on digital payments, and let us know which industry expert you'd like to hear from in our next episode!

This episode is joined by Kelvin Tan, CEO of audax, a digital banking tech solutions provider, providing BaaS to financial institutions accelerating digital transformation. Under Kelvin’s leadership, before audax, SC Nexus doubled its banking retail and SME customer base quickly and at minimal cost through strategic partnerships.

Our guest speaker will demystify how BasS promotes financial inclusion by enabling non-bank companies to integrate with licensed banks enhancing better customer experiences and scalable banking solutions

🔍 Listen to this Episode and learn:

🔷 The booming BaaS markets in Asia, driven by progressive regulations and the innovative technology

🔷 The unique challenges and benefits of Intrapreneurship vs. Entrepreneurship

🔷 The future growth of BaaS in different global markets and comparative approaches taken by Western and Asian countries

🎧 Tune in now and stay ahead of the industry latest trends! Don’t forget to like, share, and comment below of what you think about BaaS and which industry expert you’d like hear in our next episode!

In this episode of the Future of Money Podcast, brought to you by CFTE and supported by XVC Tech and the MENA FinTech Association, hosts Ronit Ghose and Gaurav Dhar are joined by Hugo, founder of Flare Networks. 

Hugo delves into the foundational principles and vision behind Flare Networks, explaining how it aims to revolutionise the tech landscape with its innovative protocols. He also highlights the challenges and opportunities of starting a tech venture in different regions, particularly the UK, and provides insights into the future of AI in blockchain technology.

Tune in to learn about the significance of decentralised data in the blockchain ecosystem, the interplay between machine learning and blockchain, and the exciting future that lies ahead for these technologies. Whether you're a tech enthusiast or a professional in the field, this episode offers valuable insights and thought-provoking discussions.

"AI has been through a couple of hype cycles. And looks like this last one is ending up with a consumer product."

Key Highlights:

• Insights into global coordination and the evolution of cryptocurrencies

• The potential of stable coins and their impact on the financial system

• The future of machine learning and AI in blockchain

•  The impact of geographical location on tech startups.

 👥 If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

In this episode of the Future of Money Podcast, hosted by Ronit Ghose and Gaurav Dhar, and supported by XVC Tech and the MENA FinTech Association we sit down with Paul Taylor, founder of Thought Machine, to explore the revolutionary impact of cloud-native core banking engines on the banking industry.

In this episode, Paul shares his journey from Google to Thought Machine, highlighting the challenges of modernising banking technology providing insights into the future of banking, the importance of scalability, and the necessity of adapting to new technological landscapes to stay competitive. 

Join us as Paul Taylor reveals the key to building resilient and efficient banking systems in a digital age and sheds light on how Thought Machine's innovative solutions enable real-time, always-on banking, transforming the way financial institutions operate and serve their customers.

"The future of banking is real-time, always-on, and cloud-native," says Paul.

Key Highlights:

• The crucial role of core banking engines in modern banking.

• How legacy systems hinder banking innovation.

• The transformation brought by Thought Machine’s cloud-native technology.

• Understand the importance of scalability and adaptability in the future of banking.

Tune in to hear how Thought Machine is revolutionising banking technology. Share your thoughts and comment on who you would like to hear from next.

Join us for an insightful episode of FUMO Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar supported by XVC tech , featuring Stefan Klestil, General Partner at Speedinvest, and a pioneering figure in the creative technology landscape. 

Discover how Stefan's innovative approach is shaping the future of tech and creativity as he discusses various initiatives, including the Creative Tech Lab, which blends art and technology for innovation, and AI and Creativity Workshops that merge artificial intelligence with creative practices. He highlights Sustainable Tech Programs for eco-friendly innovations and the Global Innovation Exchange for international collaboration. 

"Creativity is the driving force that turns technology into an art form," says Stefan

Key Highlights:

• Stefan's vision on the future of artificial intelligence and its potential to reshape industries.

• Comparing  innovation strategies of startups VS large corporations.

• Insight into what it takes to lead effectively in today's fast-paced tech environment.

• Integrating sustainability in tech.

Tune in to hear Stefan's thoughts on the fusion of art and technology, and the future potential of creative tech.

👥 If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

🚀 Exploring the Future of Decentralised AI 🌐 Join us for a very special episode of Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech where we are joined by Erik Voorhees Founder and CEO and Teana Baker-Taylor, Chief Operating Officer of Venice.ai, and discover how they're revolutionising AI with privacy and open-source technology.

Venice.ai enables private, permissionless generative AI. Venice does not collect or store user data on centralised servers, or censor outputs. This approach ensures privacy and avoids the biases often introduced by centralised entities.

"AI agents will become economic actors, and a natively digital economic actor needs a natively digital asset." says Erik on future AI agents.

Key Highlights:

• Decentralised AI networks ensure enhanced privacy and unbiased outputs.

• Building AI systems that are permissionless and beyond any single entity's control.

• Open-source technology is crucial for equitable financial access.

• Predicting AI agents will act as independent economic actors using digital assets.

Tune in to hear Erik and Teana as they highlight the importance of making AI technology easy to use to drive adoption. 

👥 If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

Tech revolution: Insights from UAE Straight from the Museum of the Future, Join us for a very special episode of Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech where we are joined by Nader AlBastaki Managing Director of District Fund, and discover how Dubai is becoming a global tech hub through strategic investments and innovative initiatives.

In this interview, Nader shares key insights into the strategic efforts driving Dubai's tech and business landscape.

"The future belongs to those who have not yet designed and executed." says Nader 

One of the cornerstone initiatives is the Dubai Future Accelerators program. "This program has engaged over 200 startups, driving substantial innovation," Nader notes. The success of these engagements underscores the importance of fostering a collaborative ecosystem

Key Highlights:

• Insights into portfolio management and strategic support.

• The importance of Dubai Future Accelerators in fostering tech innovation.

• Portfolio companies have expanded internationally, achieving a combined valuation of over $2 billion.

Tune in to hear Nader highlights the growth and future potential of Dubai's tech landscape, emphasising the collaborative efforts between the government, corporates, and startups.

👥 If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

Connect, share, and discuss how from strategic investments to government-led initiatives, Dubai is positioning itself as a global leader in technology.

LLM’s & AI reshaping finance: Join us on the Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech, where we are joined by Naré Vardanyan, CEO of Ntropy Network. 

Broadcasting from the bustling streets of New York, Nare highlights the overlooked significance of AI's future impact, emphasising the pivotal role of affordable energy. It's not just about building effective models but also ensuring scalability and affordability across diverse data volumes and applications.

If you’re curious, tune in to discover how AI is used to interpret and optimise vast amounts of financial data, reducing operational costs by up to 40% and providing unprecedented analytical capabilities.

"If I want to classify a billion transactions, which is 1/10 of a volume of a medium-size US issuer, it's nothing with a duty-for-size model, and will cost me $50 million today. This is a basic task that the models are very good at."

Key Highlights:

• Impact of LLMs on financial data optimization and decision-making.

• Real-world applications and benefits of AI in handling billions of data points.

• An accuracy rate of 98.9% in predictive responses from Ntropy’s AI models, indicating high reliability in their automated systems.

•  Discussing the economic implications, and how using a traditional model to classify one billion transactions could cost as much as $50 million.

Join us as Nare talks about the real magic of AI in finance, which isn't just about crunching numbers; it's about transforming how we see and interact with data. 

👥 If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

Discuss the future of finance , with the man who coined the term “Grexit” , that led to Brexit, - Ebrahim Rahbari . In this exciting episode of  Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech, we are joined by Ebrahim Rahbari, Ebrahim delves into the complex interplay between sovereign debt, currency dynamics, and the future of global economies.

"The dollar's dominion is less about economics and more about a complex web of trust, governance, and historical momentum." says Ebrahim

Key Highlights:

• Will the dollar remain the no 1 currency

• What level of debt is too much

• Are gold and bitcoin alternatives to fiat currency?

• How he came to coin the term Grexit, the precursor to Brexit

• What does the demographic changes mean for currency and economies

Join us in this episode as we venture into the  understanding of the global economy's future,the intriguing concept of Grexit, and the evolving dynamics of monetary policy in emerging markets.

If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

Meme Coins to Money: Join us on Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech.  In this episode, Simon Taylor takes us into the intriguing world of meme coins. This conversation isn't just about digital assets; it's a journey through the evolving narrative of value, community, and the very fabric of digital trust.

"Money's story is rewritten by communities; meme coins are the latest chapter.” states Simon.

Key Highlights:

• What meme coins are and how they're changing the game for digital money, creating a new paradigm for investment and community engagement.

• Discover underlying technologies like Solana and Ethereum, fostering a new era for digital assets.

• Compare and contrast meme coins with traditional investments and what that means for investors and the market.

Join us as we navigate through this exploration which isn't just about understanding the nuts and bolts of digital currencies; it's a deep dive into how meme coins are reshaping our perceptions of investment, technology and the community. 

If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

In this episode of FUMO: Future Of Money Podcast, produced by CFTE and hosted by Ronit Ghose and Gaurav Dhar,  we delve into the future of online gaming with Emil,CEO of DeGaming who's at the forefront of integrating blockchain technology into the gaming industry. Emil discusses the transformative journey from Web1, where information was primarily static and read-only, to Web2, characterised by interactive experiences and user-generated content.

"Imagine a world where the community not only plays the game but owns the game. Where every loss and every win feeds back into the community that supports it. This isn't just gaming; it's a revolution in ownership and participation." - Emil

Listen now to uncover:

• How blockchain serves as the backbone of Web3, enabling secure, transparent transactions and interactions without the need for intermediaries.

• How Web3 is revolutionising transparency and ownership in gaming.

• Challenges in the mainstream adoption of Web3.

To know more, watch the full episode here:

💻 Watch on YouTube 👉 https://www.youtube.com/watch?v=ZPWtLkQZq7Q

🔊 Listen on Spotify 👉 https://open.spotify.com/episode/21Xhj0uGEJ35KpL3NnDVXM

🎧 Listen on Apple Podcasts 👉 https://podcasts.apple.com/gb/podcast/94-web3-the-new-era-of-gaming-with-emil-ahmed/id1596881094

If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

Gold goes Digital : In this episode of FUMO: Future Of Money Podcast, produced by CFTE and hosted by Ronit Ghose and Gaurav Dhar, we delve into the fascinating intersection of gold and blockchain technology with Navin Dsouza, CEO of Comtec Gold.

Discover the journey of gold from a traditional asset to a digital powerhouse, transforming the way we invest, secure, and perceive value in the digital age.

"Gold has always been a beacon of security and trust. By marrying it with blockchain, we're not just preserving its value; we're enhancing its accessibility and utility for the modern investor," states Navin.

Key Highlights:

• Explore the transformative potential of tokenized gold in enhancing investment security and liquidity.

• Understand the role of blockchain in democratising access to gold investments.

• A glimpse into the future where digital gold becomes a staple in investment portfolios.

Join us as we navigate through the evolution of gold in the digital era, offering a glimpse into the future where technology and tradition converge to redefine wealth and investment.

If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

Dive deep into the world of artificial intelligence with Shonali, as she unravels the complexities and transformative potential of AI in our latest episode. Uncover groundbreaking advancements in AI technology that are shaping industries, enhancing human capabilities, and redefining what's possible in the digital age.

From neural networks to machine learning breakthroughs, Shonali provides an unparalleled overview of AI's current state and its exciting future trajectory.

"AI's potential is boundless, yet harnessing it responsibly is our greatest challenge and opportunity." says Shonali

Key Highlights:

• Explore how AI is being integrated into various sectors for improved efficiency and innovation.

• Delve into the importance of ethical considerations in AI development and deployment.

• Future AI trends and how they will impact society and industry.

Join us as we journey through the evolving landscape of artificial intelligence with Shonali, offering unique perspectives that will enlighten both AI enthusiasts and novices alike. Don't miss this compelling exploration of AI's capabilities, challenges, and future.

If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

Tokens and Tunes! Discover how Bolero is revolutionizing the music industry by bringing over $40+ billion worth of assets onto the blockchain. Dive into this episode of FUMO: future of money podcast, with Ronit & Gaurav, brought to you by CFTE and sponsored by XVC tech, where we uncover how tokenizing music rights on chain is creating a new asset class that's reshaping how we value music. Welcome to the new beat of blockchain investments with Bolero.

“When you own IP, you actually receive royalties. It's like owning shares in a company... Blockchain is the perfect tool to handle hundreds of thousands of payments, offering a solution to efficiently manage and distribute royalties"​ says Williams Bailey.

Unlock the power of music with Bolero, where over $40 billion in music assets are now accessible through blockchain technology. This innovative platform allows you to:

• Invest in Music Rights: Discover why music rights on the blockchain are the new asset class you don’t want to miss.

• Blockchain Integration: Experience the future of music investment through blockchain, making music royalties more accessible.

• Portfolio Transformation: Learn how to transform your playlists into a valuable music assets portfolio on the chain.

• Tokenization of Royalties: Dive into the world of tokenizing music rights royalties on the chain, opening up new investment avenues.

Join us on a journey of discovery with the FUMO: future of money podcast where each episode is an adventure into the world where technology transforms possibilities into realities. 

If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

Where AI meets finance: Building the next-gen of financial solutions with Alex Manson who heads  SC Ventures globally, the corporate venture capital and venture incubation of Standard Chartered Bank globally, the corporate venture capital and venture incubation arm of Standard Chartered Bank.

Dive into this episode of FUMO: future of money podcast, with Ronit & Gaurav, brought to you by CFTE and sponsored by XVC tech, where we uncover Tokenization, AI & the future of finance. 

“AI is foundational, not just a use case; it's about how it's applied.” says Alex 

Alex Manson leads SC Ventures, a unit that was established in March 2018 that aims to drive innovation and foster intrapreneurship across the Standard Chartered Group. Launched in March 2018, SC Ventures pioneers innovation and entrepreneurship across Standard Chartered, guiding fintech investments and spearheading disruptive business models.

Key Insights:  

• AI is like fire—discovered yet requiring control for good. Regulation of AI use cases, not AI itself, is crucial.

• Winners move fast on the rapid S-curve of innovation, leaving regulators and banks trailing behind in technology.

• Power of being a learning machine, as skills expire in 5 years; read, network, & reflect. 

🌟 Share Your Thoughts & Join the Conversation! 🌟

What were your takeaways from today's discussion? Who do you want to hear from in future episodes? Comment on Apple Podcasts or Spotify to let us know your views, suggestions, and any questions you have!

Hit the subscribe button to not miss out on a deep dive into how technology is reshaping the financial landscape.

“What do people want? They need money!”

Fixing the credit gap in emerging markets. Our latest episode of FUMO: future of money podcast is with Omair Ansari, CEO and Co-founder of ABHI, an innovative embedded finance platform rapidly expanding its presence from Pakistan to Bangladesh, UAE and beyond.

Fintech 1.0 was about building payments infrastructure. The next phase, especially in emerging and frontier markets, is credit fintech. In Omair’s words: all roads lead to lending. Credit in emerging and frontier markets, or lack of it, is a big problem that needs fixing. Earned wage access (EWA) and invoice factoring for SMEs is part of ABHI’s solution.

Credit is really what is going to allow for digitalization to happen across emerging markets, says Omair

Emerging market investing and operating is like time travel. What one country is ready for, another may not. You need to wait for the right time. Brazil in 2010 wasn’t ready for credit fintechs. By 2014 it was. Similarly, in 2018, Omair wasn't sure Pakistan was ready - but the digital catalyst of COVID-19 convinced Omair to swap NYC for Karachi.

Key Insights:  

• Credit Matters. The big unmet demand in emerging and frontier markets is credit. Fintech innovation can bridge this gap.

• Localisation Matters. Your market needs to be ready for your product. You can't copy paste solutions from other countries.

• Default Alive. In frontier markets, you can't run a business on the ‘burn rate’ model as in the Valley. Profitability matters. Your investors may disappear.

  Smart Agents. Omair’s vision of Fintech 3.0 is one of mass personalisation based on intelligent agents, serving our needs from savings to credit.

  Join us on a journey of discovery with the FUMO: future of money podcast where each episode is an adventure into the world where technology transforms possibilities into realities. 

  If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

  
  
  

Ever wondered how blockchain technology can revolutionize the way we handle real-world assets? 

Dive into our first episode of FUMO: future of money podcast, with Ronit & Gaurav, brought to you by CFTE and sponsored by XVC tech, where we uncover how XDC Network, spearheaded by founders Atul Khekade and Ritesh Kakkad, merges the digital precision of blockchain with tangible, real-world applications, offering a new horizon of possibilities for asset management and beyond. 

This episode offers a comprehensive insight into how blockchain technology is not just a digital ledger but a tool for tangible, real-world impact, making it an essential listen for those interested in the practical applications of blockchain beyond the realm of cryptocurrencies.

Ritesh Kakkad and Atul Khekade are accomplished business leaders in the tech industry, with Ritesh bringing over 20 years of expertise in cloud hosting and web infrastructure, and Atul offering 14 years of experience in blockchain technology and leveraging XDC Network's Blockchain applications to address global infrastructure challenges.

Key Insights:  

• Learn about the backbone of Layer 1 blockchain. 

• Know how DAO’s (decentralized autonomous organization) operate differently from traditional business structures.

• What lies ahead in the world of blockchain technology. 

  Comment below of what you think and suggest any guest speakers for future episodes. 

  Highlights with timestamps

  Highlights with timestamps

  0:00 Intro 1:43-5:36 What are real world assets ?

  7:22-10:19 What does a layer 1 blockchain mean?

  12:55- 16:59 Foundation and journey of XDC

  17:54-20:56 How is building a Layer 1 Blockchain different?

  24:05-28:11 Exchange trader funds and the hype around them

  30:17 33:00 - USP of XDC

  33:34- 35:04 Geographical expansion of XDC

  37:35-40:19 Why should people approach XDC?

  
  
  

  
  

  
  

Welcome to another episode of What$Next podcast on Episode 83, featuring Marina Sol, founder of Diagnio, UAE-based innovative HealthTech startup on a mission to provide an easy, accurate, and convenient at-home test system for reproductive health.

Join us as she shares valuable insights on building a leading #healthtech startup and her role in shaping the future of #women's health.

What you will learn 🔍

🔷The past, present and future of health tech.

🔷How entrepreneurship and tech are advancing healthcare. 

🔷Challenges and tactics for success in hardware businesses. 

Don’t forget to drop us a comment or any recommendations you have for our future guest speakers!

Time Stamps

0:00 Intro with Gaurav and Marina 

1:46: What is Diagnio?

3:44 Marina’s early career in health tech

5:00 Enhancing healthcare through technology 

8:36 Marina’s entrepreneurial vision 

11:31 From PCR to biomarkers: Marina’s healthcare breakthrough

12:54 Diagnio: Shaping the future of women’s health

16:43 Navigating healthcare regulations 

19:27 Challenges in hardware investment 

23:15 What is the key to success in hardware startups?

26:57 Team of Diagnio

28:38 Strategic expansion in the gulf region

32:36 The ultimate vision for Diagnio : Alexa for health

35:40 The future of health tech: Diagnio’s vision

37:53 Marina’s inspiration for female founders in health tech 

39:07 Accessing Diagnio 

40:24 End

If you enjoy listening to this episode of What$Next, don’t miss out on other podcast series to our featuring #Crypto #Blockchain #Web3 #Digital Banking 

https://www.youtube.com/watch?v=TFpj22LwHXM&t=712s https://www.youtube.com/watch?v=SstT4Dy367A&t=1643s https://www.youtube.com/watch?v=RaerhIRRaIE&t=1232s https://www.youtube.com/watch?v=KQhXSxLVZ_g&t=1331s

Welcome to What$Next: Fintech & Web3 Podcast by CFTE 

Join us as Simon discusses the evolution of FinTech, and the models shaping the fintech industry. Fintech now goes beyond  mobile apps and debit cards; it's now about reshaping the entire financial value chain, having moved ahead of  its initial disruption in the mid-2010s.

Discover the various challenges that the VC and startup landscape presents, deep fakes as a source of disruption and the universality of fraud and compliance challenges across  industries. 

🔍Listen to this episode and learn:

🔷Fintech's evolution driven by two models: "Crossing the Chasm" & "Complexity Curve" for for advancing financial services. 

🔷How Gen AI has increased concerns about deep fakes, thus implicating a shift towards detecting human-like behaviour in AI-generated text interactions. 

🔷The changing landscape of VC and the need to reassess strategies for fraud and anti money laundering. 

Tune in to our latest episode of What$Next as Simon spills the beans on fintech’s mobile, social & cloud revolution and what’s more to Deep Fakes in the era of Gen AI.

Welcome to What$Next: Fintech & Web3 Podcast by CFTE!

Join us, as Karl unpacks the latest trends in carbon footprint reduction, and strategies for inspiring businesses to embrace eco-conscious practices including greener and net-zero alternatives.

Explore how cloud-based solutions and KPIs tracked and motivated sustainable practices, and learn more about Karl's innovative proposal to introduce a business sustainability grading system through the UAE's trade license.

🔍Listen to this episode and learn:

🔷Cloud-based solutions and software streamlining carbon assessments.

🔷Encouraging sustainable choices with green, greener, and net-zero options.

🔷Mandating carbon footprint assessments for trade license renewals to promote sustainability.

Tune in to our latest episode of What$Next as Karl, the role of entrepreneurial diversity in fueling innovation in the UAE, in the context of climate change and sustainability.

Welcome to What$Next: Fintech & Web3 Podcast by CFTE 

What safeguards exist for users in the evolving crypto landscape? In this episode, we are joined by our guest Talal Tabaa, CEO and Co-Founder of CoinMENA, a cryptocurrency exchange licensed by the Central Bank of Bahrain. He also serves on the Board of Middle East Payment Services (MEPS) in Amman, Jordan, and on the advisory board of the Dubai Chamber of Digital Economy. As a co-founder Jibrel Network, a blockchain development company based in Zug, Switzerland. Prior to crypto, Talal worked in financial and supply chain consulting services at PwC as well as managing a private investment fund in Saudi Arabia. He holds a Bachelor of Science in Industrial Engineering (Economics Minor) from Purdue University, IN, USA.

Join us, as Talal delves into the essential “trade-off” between regulation and a user-friendly crypto ecosystem, as automation technology in business transactions, safeguards against scams and fake IDs. Discover how blockchain execution can bridge the gap between ICO (Initial Coin Offerings) and real-world assets, creating a more transparent financial ecosystem.

🔍Listen to this Episode and learn:

🔷How Coin MENA integrates automation technology in real-time, shielding customers from scams and fake IDs.

🔷Benefits of crypto regulation by an authority instilling legitimacy of user’s transactions. 

🔷Coin MENA’s unique business model backed by agility and language customisation to global customer needs. 

Tune in to our latest episode of What$Next as Talal, to gain insights on the benefits of  implementing ICO’s, the ongoing transformations in crypto like DE-fi Tokens and the need for  crypto risk management for an enhanced user experience!