Don't Go Broke Trying

Don't Go Broke Trying

By Reni, The Resource

Financial literacy is something most people know nothing about until life forces them to learn. It gets even harder when you’ve moved from another country and now must learn a completely new financial system. This podcast exists to make these complex topics, simple and to share resources that can help you avoid costly mistakes on your personal finance journey. Hear from your host, Reni the Resource, who will give her take on what she would do in certain situations. You will also hear from guests who have made financial mistakes and hear their experiences, so you don’t have to make them.
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The truth about financial abuse feat. Blessing Timidi Digha

Don't Go Broke TryingSep 02, 2022
00:00
01:11:04
How to Take a Sabbatical From Work Without Ruining Your Finances

How to Take a Sabbatical From Work Without Ruining Your Finances

If you've ever felt like rest is a luxury you can't afford or something you'll finally get to at 65 then this episode will completely change how you think about taking a break.

In this honest and eye-opening conversation, Reni sits down with Danica Nelson, content creator, personal finance educator, and founder of Liberty Leave, who breaks down exactly how to take a career break or sabbatical without derailing your finances or your future. Danica shares the hustle-filled journey that led her to burnout, how she saved for 18 months to fund a 5-month solo trip across Southeast Asia, and the hard lessons she learned when she came back. She also walks through her Freedom Formula, the 4P Framework she uses with clients, and the real financial and emotional preparation it takes to rest, intentionally.

Whether you're burnt out, curious about sabbaticals, or just tired of waiting for permission to slow down, this episode makes rest feel practical, possible, and worth planning for.

What You'll Learn in This Episode:

  • Why rest is a wealth strategy and how Danica earned $50,000 more after her first Liberty Leave

  • The Freedom Formula: make more, save more, and manage your money better to fund your break

  • How to negotiate a sabbatical with your employer (even if you've only been there a few years)

  • What short-term disability leave is, who qualifies, and why most employees don't even know it exists

  • The 4P Framework: Pause, Plan, Pursue, and Pivot and which stages people struggle with most

  • Signs you're burnt out vs. just tired, and how to know when it's time to stop pushing through

  • What to do if you come back from your break and your job no longer exists

Whether you're a high achiever running on fumes, a professional dreaming of slow travel, or someone who's never considered a career break as a real option, this episode gives you the tools and the permission to start planning your rest without going broke trying.

Connect With Danica: 

Instagram: https://www.instagram.com/danicasnelson/

TikTok: https://www.tiktok.com/@danicasnelson

YouTube: https://www.youtube.com/@danicasnelson

Resources Mentioned:

Liberty Leave: Free Quiz: Are You Financially Prepared to Take a Career Break? https://www.libertyleave.com/quiz 

Course (The Liberty Launchpad): https://www.libertyleave.com/libertylaunchpad



Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni


DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

May 21, 202649:18
 Coinfessions: Weddings and the Money Mess That Comes With Them

Coinfessions: Weddings and the Money Mess That Comes With Them

In this episode of Don't Go Broke Trying, Reni is fresh off her own wedding journey and brings a bride's perspective to the messiest money dilemmas of the wedding season. From a manipulative mother hijacking guest lists, to expecting your chef friend to cater for free, to drowning in the cost of six destination weddings in a single year, nothing is off the table.

Reni brings her perspective not just as a financial voice, but as someone who recently planned a multi-day wedding herself. She knows both sides, what it feels like to want your people there, and what it costs them to show up.

What you'll learn in this episode:

  • How to hold your boundaries when family tries to hijack your wedding plans

  • Why blurring the lines between friendship and business is a recipe for resentment

  • How to manage being invited to destination weddings without going broke

  • How to back out of a financial commitment you can no longer afford gracefully

  • Why the wedding is just one day, but your financial decisions last much longer

  • Why a wedding invitation is just that — an invitation, not a financial obligation

  • How to show up for the people you love without sacrificing your own financial goals

This episode is for anyone who has ever said yes when they meant no, stayed quiet when they should have spoken up, or watched their savings disappear in the name of someone else's joy.



Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni

DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


Apr 09, 202631:13
Don’t Go Broke Trying To Have Your Dream Wedding

Don’t Go Broke Trying To Have Your Dream Wedding

I didn’t even want a big wedding… and somehow, I ended up having a three-day one 😅

In this episode of Don't Go Broke Trying, I’m sharing the real story behind my wedding experience from a simple courthouse ceremony to a full destination celebration in Kigali.

But more importantly? I’m breaking down the financial reality of weddings.

Because no one tells you about:

  • The “wedding tax” (yes, prices magically increase when vendors hear “wedding”)

  • The hidden costs that creep up on you

  • The pressure from family and culture

  • And how easy it is to lose track of your budget

I’m walking you through what was worth it, what absolutely wasn’t, and the lessons I wish I knew before planning.

If you’re planning a wedding (or even thinking about it), this is your reminder that you can have a beautiful day without losing yourself or your money in the process.


Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni


DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Mar 26, 202648:44
 How To Stop Going Broke as a High Earner

How To Stop Going Broke as a High Earner

If you’ve ever wondered why earning more money doesn’t always translate into feeling financially secure, this episode will resonate with you.

In this episode of Don’t Go Broke Trying, Reni sits down with Prisca Benson, nurse, money coach, and founder of Our Green Life, to talk about the real journey behind building wealth. Prisca opens up about her personal story from struggling with overspending and debt to intentionally transforming her finances and growing her net worth by hundreds of thousands of dollars.

Together, they explore the habits, mindset shifts, and systems that helped Prisca take control of her money. This conversation goes beyond surface-level money tips and gets into the real behaviors that shape our financial lives.

What You’ll Learn in This Episode:

  • Why high earners can still feel broke or stuck financially

  • Practical systems for saving, investing, and building long-term financial stability

  • Why setting boundaries with money is an important part of financial growth

  • How lifestyle inflation quietly keeps people from building wealth

Whether you're just starting your financial journey or already earning well but wondering where your money is going, this episode will give you practical insights on how to make, keep, and grow your money with intention.



Connect With Prisca: 

Instagram: https://www.instagram.com/ourgreenlifenj/ 

LinkedIn: https://www.linkedin.com/in/prisca-j-benson/

Resources Mentioned: 

Our Green Life Freedom Guide: https://ourgreenlifenj.kit.com/freedomguide?utm_source=dont-go-broke-trying&utm_medium=podcast

Newsletter sign-up page: https://ourgreenlifenj.kit.com/profile

1:1 Strategy Session: https://ourgreenlife.thrivecart.com/strategy-session/?utm_source=dont-go-broke-trying&utm_medium=podcast



Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni

DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


Mar 12, 202652:25
Healing From The Emotional Trauma of Money

Healing From The Emotional Trauma of Money

In this episode, Reni sits down with Jessica Moorhouse, an Accredited Financial Counsellor, host of the More Money Podcast, and author of Everything But Money. Together, they explore the emotional side of money: the childhood experiences, beliefs, and hidden stories that shape how we earn, spend, save, and avoid it.

Jessica also shares her own journey while writing her book, the memories she uncovered, the shame she had to confront, and the mindset shifts that changed her relationship with money. This episode is a gentle guide to understanding the feelings behind your financial habits and starting the work of rewriting your money story.

What You’ll Learn in This Episode:

  • Why “money issues” often have nothing to do with money

  • How childhood memories and early experiences shape your financial mindset

  • What financial shame looks like and where it usually starts

  • The difference between money habits and money belief

  • Why even high earners feel “behind,” guilty, or never “enough”

  • The role of trauma whether big or small in your money story

  • Steps to start uncovering your hidden stories and financial patterns


  • Connect With Jessica: 

    Instagram: https://www.instagram.com/jessicaimoorhouse/ 

    LinkedIn:  https://www.linkedin.com/in/jessicaimoorhouse/ 

    Website: https://jessicamoorhouse.com/ 


    Resources Mentioned:

    YouTube channel: https://www.youtube.com/c/jessicamoorhouse1

    Listen to the More Money Podcast: https://jessicamoorhouse.com/podcast 

    Budget spreadsheets and course: https://jessicamoorhouse.com/course

    Everything but Money Book by Jessica Moorhouse: https://jessicamoorhouse.com/book 


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


    Feb 26, 202656:03
    Time Freedom vs Financial Independence: What You Need to Know

    Time Freedom vs Financial Independence: What You Need to Know

    If you've ever wondered how to create more time in your life without waiting decades to retire, this episode is your perfect starting point.

    In this thoughtful conversation, Reni sits down with Brian, author and founder of the Time Freedom movement, who explains how to design a life that prioritizes time first and not just extreme wealth. Brian shares the moment that changed his approach to freedom, the simple Time Freedom Formula he uses to map money + flexible work, and the practical steps he took to take entire summers off within three years. He also walks through real trade-offs, common mistakes people make chasing early retirement, and how flexible income and smarter planning can get you meaningful freedom sooner.

    Whether you want to take extended breaks, build a seasonal work schedule, or simply buy more space in your calendar, this episode makes the idea of time freedom practical, realistic, and actionable.

    What You’ll Learn in This Episode:

    • The difference between financial independence and time freedom

    • Brian’s Time Freedom Formula: how money + flexible work = earlier freedom

    • Practical steps to create flexible income and map a calendar-based lifestyle

    • How to model different scenarios (college, healthcare, big life expenses) so you don’t run out of money while taking time off

    • The trade-offs you’ll face when choosing freedom over extreme wealth and how to decide what matters to you

    • Common mistakes people make when chasing freedom and how to avoid being pulled back into the status quo

    Whether you’re mid-career, running a business, or just curious about designing life differently, this episode gives you the mindset and tools to start building time into your life now without going broke trying.

    Connect With Brian: 

    Instagram:https://www.instagram.com/timefreedomlife?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw==

    Website: https://timefreedom.life/ 

    Resources Mentioned:

    Time Freedom Calculator: https://timefreedomcalculator.com/  

    Buy Brian’s Book: https://timefreedom.life/ 

    Brian’s Time Freedom Podcast: https://podcasts.apple.com/us/podcast/the-time-freedom-podcast/id1676158930 

    If you want more time freedom, Brian has a special offer for Don't Go Broke Trying listeners:

    Pre-order Time Freedom Book → get the audiobook FREE today

    Go to timefreedombook.com

    Order one paperback from your favorite retailer

    Enter your order# plus code RENI

    The audiobook hits your inbox now, and your paperback arrives in September. 


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Feb 12, 202618:01
     Coinfessions: When Money Tests Your Relationships

    Coinfessions: When Money Tests Your Relationships

    In this episode of Don’t Go Broke Trying, Reni is back with another round of Coinfessions, unpacking tough money dilemmas that sit at the intersection of finances, values, and relationships. From a husband demanding his wife quit her job, to parents navigating how much financial transparency is too much for kids, to friendships and weddings strained by money expectations, nothing is off-limits.

    With honesty and real-world perspective, Reni breaks down who’s being reasonable, who’s crossing boundaries, and what financial self-protection really looks like in everyday life.

    What you'll learn in this episode:

    • How money conversations can shape a child’s future mindset

    • Why “doing the easy thing” financially isn’t always the right thing

    • How to navigate career vs marriage conflicts without sacrificing financial security

    • How to repair relationships after money mistakes

    • Wedding etiquette around last-minute cancellations

    • How generosity (or lack of it) reveals people’s true values

    If you’ve ever felt conflicted about money and the people you love, this episode will help you think more clearly and respond with confidence.



    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Jan 29, 202628:00
     How To Raise Financially Literate Kids

    How To Raise Financially Literate Kids

    In this special FinCon edition of Don’t Go Broke Trying, Reni is joined by a very familiar guest — her dad, Bode the Finance Dad for a heartfelt and practical conversation about raising kids who truly understand money.

    Recorded live at the Adobe Podcast booth in Portland, this short but powerful episode breaks down the early habits, lessons, and mindsets that shape a child’s financial future. Bode shares how he went from not understanding money to becoming financially savvy through self-education and how he passed that financial literacy down to his daughters starting as early as age two.

    Together, they dive into:

    • Why financial literacy should start early

    • Practical ways to teach kids about needs vs wants

    • How to use allowance, real cash, and everyday moments as teaching tools

    • The MKM Formula (Make, Keep, Multiply) and why it’s the key to generational wealth

    • How parents can model healthy money habits without burdening their kids

    Whether you’re a parent, future parent, or someone healing from childhood money lessons, this episode offers simple, relatable, and actionable insights you can start using today.

    Tune in to learn how to raise financially confident kids and make sure you don’t go broke trying.


    Connect With Bode, the Finance Dad:

    Resources Mentioned: 17 to Millionaire by Douglas Price 


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about


    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


    Jan 15, 202625:25
    The Honest Money Advice You Need for 2026
    Jan 01, 202620:17
    Don’t go broke trying to have a baby with IVF (Part 2)

    Don’t go broke trying to have a baby with IVF (Part 2)

    This is Part Two of Efe’s powerful story on Don’t Go Broke Trying. If you haven’t listened to Part One yet, we recommend starting there before coming back to this episode for the full picture.

    In this episode, Reni continues her honest conversation with Efe about her IVF journey. Efe opens up about the pain of miscarriage, the support of her husband, and how her faith and finances carried her through.

    She also shares how IVF changed the way she thinks about money, why choosing the right partner is so important, and the advice she has for families who may be considering IVF.

    This episode is full of real lessons about money, love, faith and resilience.

    What you’ll learn in this episode:

    • How Efe found resilience and strength through faith during her most painful moments

    • Why the right partner can make all the difference in the IVF journey

    • The ongoing physical and emotional toll IVF takes, even after birth

    • Practical steps to prepare financially for IVF without going broke

    • Why motherhood is more than just giving birth

    • Efe’s advice for families considering IVF

    Whether you’re preparing for IVF yourself or supporting someone on that journey, this episode is a heartfelt reminder of the courage, faith, and that with the right support, planning, and mindset, you can hold onto your dream of family without losing financial stability.

    Connect With Efe:

    Resources Mentioned:

    Efe’s TED Talk: https://www.youtube.com/watch?v=r5L8BiR718s 


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Sep 12, 202535:10
    Don’t Go Broke Trying to have a Baby with IVF

    Don’t Go Broke Trying to have a Baby with IVF

    In this episode of Don’t Go Broke Trying, Reni sits down with Efe, who shares her five-year journey through IVF from the emotional rollercoaster to the heavy financial realities that come with trying to conceive this way.

    This is Part 1 of Efe’s story, where she opens up about the physical, emotional, and financial toll of IVF while breaking down the hidden costs that most people never talk about.

    What you’ll learn in this episode:

    • What government funding and insurance actually cover and what they don’t

    • The emotional and physical toll of IVF treatments

    • The step-by-step IVF process explained in simple terms

    • The hidden costs of IVF beyond treatment

    • The true financial costs of IVF in Canada

    • Smart financial strategies for the journey through IVF

    Whether you’re planning for IVF or just want to understand the realities behind the headlines, this episode is a powerful reminder of the resilience and preparation required to grow a family, without going broke trying.

    Stay tuned for Part 2, releasing next week, where Efe dives even deeper into her journey and the lessons she learned along the way.

    Connect With Efe:


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni

    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


    Sep 05, 202546:22
    Coinfessions: The Messy Side of Love, Family and Money

    Coinfessions: The Messy Side of Love, Family and Money

    In this episode of Don’t Go Broke Trying, Reni is back with another round of Coinfessions. From a wife wanting to retire from lottery winnings, to a boyfriend with poor financial habits, to a parent demanding a cut of their child’s inheritance, Reni shares her honest thoughts on what’s smart, what’s risky, and what she’d do differently.

    She also unpacks the tricky topic of money in families and relationships, like setting financial boundaries, protecting yourself from a partner’s money mistakes, and knowing when it’s time to walk away.

    What you'll learn in this episode:

    • How to deal with a partner who isn’t financially responsible

    • Why setting money boundaries is a form of self-protection

    • The dangers of ignoring money red flags in relationships

    • When it’s okay to say no to family financial demands

    • Reni’s honest take on balancing love, loyalty, and money

    Whether you’re married, dating, or navigating money with family, this episode will give you practical insights to handle financial conflicts with confidence and clarity.


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni

    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


    Aug 22, 202531:08
    How to Invest the Halal Way Without Going Broke

    How to Invest the Halal Way Without Going Broke

    If you've ever wondered how to build wealth as a Muslim without compromising your values, this episode is your perfect starting point.


    In this insightful conversation, Reni sits down with Shakira, a halal investing advocate, who breaks down the fundamentals of faith-conscious investing. From screening stocks and ETFs to navigating crypto, mortgages, and real estate, she explains what’s halal, what’s not, and how to confidently take control of your financial future. She also outlines the exact steps a new Muslim investor should take from opening a brokerage account and funding a TFSA, to choosing halal ETFs, purifying dividends, and monitoring compliance quarterly.


    What You’ll Learn in This Episode: 

    • What halal investing really means and how it works

    • Tools and platforms to screen halal investments 

    • How to start building your investment portfolio the halal way

    • What “halal” and “haram” mean in the context of money and investing 

    • The best apps to check if an investment is halal

    • How to transition out of non-halal investments (without panic or guilt)

    Whether you're just starting out or seeking a values-aligned way to grow your money, this episode is packed with clarity, practical steps, and thoughtful insights.


    Resources Mentioned

    Manzel: https://manzil.ca/

    Wahed: https://www.wahed.com/global

    Ijara CDC: https://ijaracdc.com/

    Zoya: https://zoya.finance/

    Islamicly: https://www.islamicly.com/

    Musaffa: https://musaffa.com/


    Connect With Shakira: 

    Instagram: https://www.instagram.com/halaldividends/


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about


    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni



    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


    Aug 08, 202551:38
    Prenups 101: What They Are, Why You Need One, and When to Get It

    Prenups 101: What They Are, Why You Need One, and When to Get It

    In this eye-opening episode of Don’t Go Broke Trying, Reni sits down with Aimee Schalles and Amanda Baron, two practicing lawyers and co-founders of Jointly, a legal tech platform making prenups and cohabitation agreements more accessible for everyday Canadians.

    Together, they unpack the stigma around prenups and explain why legal agreements like prenups, postnups, and cohabitation contracts are important tools for anyone in a serious relationship, not just for celebrities and millionaires.

    From breaking down what these agreements really mean, to busting the myths that make people avoid them, this conversation will make you rethink what financial protection in love actually looks like.

    What You’ll Learn in This Episode:

    • The difference between prenups, postnups, and cohabitation agreements

    • Why everyone, not just wealthy couples should consider one

    • How to bring up a prenup with your partner (without killing the romance)

    • What a prenup can and can’t include (especially when it comes to kids, houses, and businesses)

    • How to use these agreements as tools of care, not conflict

    This episode will leave you with a clear understanding of what prenups are (and aren’t), why they’re not just for the rich and famous, and how they can actually strengthen your relationship not weaken it.


    Resources Mentioned: 

    Learn more about Jointly: https://getjointly.ca/

    Prenup legal course by Jointly: https://getjointly.ca/learning-center/

    Follow Jointly: https://www.instagram.com/getjointly/

    Watch on Youtube: https://youtu.be/EqUhVt7hOws?si=QrW5eM6iRqF-83eQ 

    Connect With My Guests:

    Aimee - https://www.linkedin.com/in/aimeeschalles/

    Amanda - https://www.linkedin.com/in/amandabaron/

    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about

    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Jul 25, 202546:03
    The Smart Way to Consolidate Debt

    The Smart Way to Consolidate Debt

    In this episode of Don't Go Broke Trying, Reni sits down with writer and personal finance expert, Shannon Terrell from Nerdwallet Canada to break down the ins and outs of debt consolidation and how to do it right. 

    Whether you're drowning in multiple credit card bills or juggling personal loans, this episode walks you through smart ways to simplify your repayments without falling into more financial traps. 

    What you’ll learn in this episode:

    • What debt consolidation really means

    • How to tell if debt consolidation is the right option for you

    • The biggest myths and mistakes people make when consolidating their debt

    • Shannon’s proven strategies for paying off debt without going broke

    • Steps to take before and after consolidating to stay financially on track

    Whether you're feeling overwhelmed by multiple debts, or just exploring your options, this episode will help you make smart, confident decisions so you can take control of your finances without going broke.


    Resources Mentioned: 

    Support on how to get out of debt: https://creditcounsellingcanada.ca/

    Learn more about NerdWallet: www.nerdwallet.com 

    Read Nerd Wallet’s Canadian Consumer Credit Report: https://www.nerdwallet.com/ca/p/article/credit-cards/2025-canadian-consumer-credit-card-report


    Watch on Youtube: https://youtu.be/9gqqRbORhZ4


    Connect With Shannon:

    LinkedIn: https://www.linkedin.com/in/shannon-terrell/

    Author Page: https://www.nerdwallet.com/ca/author/shannon-terrell


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠


    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


    Jul 11, 202534:04
    The No-Stress Guide to Investing In Nigeria Ft. Yanmo

    The No-Stress Guide to Investing In Nigeria Ft. Yanmo

    In this episode of Don't Go Broke Trying, Reni is joined by Yanmo Omorogbe, co-founder of Bamboo, to break down everything you need to know about starting your investment journey, no matter how little money or experience you have.

    They talk through how the Bamboo app works, what makes it trustworthy, and how you can start investing in Naira or USD with as little as ₦50k. Yanmo explains the difference between US and Nigerian stocks, the perks of managed portfolios, and how to avoid the trap of waiting for the “perfect” time to start.

    If investing has ever felt overwhelming, intimidating, or just out of reach, this episode is your simple, relatable guide to getting started and building wealth, one small step at a time.

    What you’ll learn in this episode:

    • Why you don’t need a lot of money to start investing

    • The difference between Nigerian stocks, US stocks, ETFs, and fixed-income options

    • How Bamboo protects your money and earns user trust

    • What a managed portfolio is and who it’s perfect for

    • Why the best time to invest is right now

    Whether you’re just starting out or trying to get back into investing, this episode will help you build confidence, take action, and grow your money without going broke trying.


    Resources Mentioned: 

    Download Bamboo: https://investbamboo.go.link/kA7xb

    Join Bamboo’s WhatsApp Channel: https://learn.investbamboo.com/join-a-bamboo-community/ 

    Follow Bamboo on Instagram: https://www.instagram.com/investbamboo/

    Free Bamboo Stock Market Courses: 

  • - https://www.youtube.com/watch?v=ZwXVy-Kee-8&list=PLhGIEGJgXpB0f6FE_OFidIRJDhygUIOak 

  • - https://www.youtube.com/watch?v=qAAJXyIOzp0&list=PLhGIEGJgXpB0Q_IhpEg0RfbdvwEN2ecgO

    Watch on Youtube: https://youtu.be/x4pv1uj5Kiw?si=XmJw86e4kome2xV2

    Connect With Yanmo!

    Instagram: https://www.instagram.com/yanmo_o/?hl=en 

    LinkedIn: https://ng.linkedin.com/in/yanmoomorogbe 


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠


    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


    Jun 27, 202542:32
    Coinfessions: Money in Relationships – What’s Smart, What’s Risky.

    Coinfessions: Money in Relationships – What’s Smart, What’s Risky.

    In this episode of Don't Go Broke Trying, Reni is back with another round of real, messy Coinfessions. From a husband separating accounts because of his wife’s debt, to a mom using her daughter’s college fund to pay off a dream house, Reni shares her honest thoughts on what’s smart, what’s risky, and what she’d do differently.

    She also unpacks the tricky topic of managing money in relationships like splitting finances, talking about debts, and setting boundaries without causing tension.

    What you'll learn in this episode:

    • How to set financial boundaries without damaging your relationship

    • Reni’s honest take on handling love and money the smart way

    • When it might make sense to split finances in a relationship

    • How to navigate money conversations with your partner

    • Why hiding debt can lead to bigger issues

    Whether you're navigating money with a partner or preparing for those conversations in the future, this episode will help you handle real-life financial decisions with clarity, confidence, and common sense.


    Resources Mentioned: 

    Blog post of questions to ask partner on finances: https://renitheresource.com/the-money-talk-questions-to-ask-your-partner-before-you-say-i-do/

    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Jun 13, 202537:31
    Making over $500K From Content Creation: What Worked, What Didn’t, and What’s Next

    Making over $500K From Content Creation: What Worked, What Didn’t, and What’s Next

    In this episode of Don't Go Broke Trying, Reni gets real about her journey as a content creator and how not to go broke trying to “make it.” 

    She walks you through how she diversified her income over the years and also breaks down some mistakes creators make, especially as beginners, from chasing brand deals to underpricing their services/self.

    Reni also reflects on her 5-year journey as a creator, from simply wanting to share financial knowledge to landing over 25 paid speaking engagements this year alone. If you're building a platform or dreaming of turning your content into a real career, this episode gives you the roadmap to do it wisely, profitably, and with purpose.

    What you'll learn in this episode:

    • How to treat your content like a business

    • How to build authority and attract high-value opportunities

    • Mistakes content creators make and how to not to make them

    • Reni’s personal journey and best lessons from 5 years of content creation

    • Outsourcing as a content creator

    Whether you're just starting out or already creating content consistently, this episode will help you think bigger, earn smarter, and grow your influence without going broke in the process.



    Resources Mentioned: 

    Content Creators Price Guide: https://www.instagram.com/p/CZACHLwrjqO/

    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠



    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni

    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    May 30, 202524:46
    Coinfessions: Buying a House and Navigating Real Estate Investments

    Coinfessions: Buying a House and Navigating Real Estate Investments

    In this coinfessions episode, Reni answers your burning real estate questions, breaking down everything from FHSA accounts, to buying your first home and investing in property like a pro.

    She dives into the realities of homeownership, whether it's smarter to sell or hold on to your house, and what to consider before making big property decisions. If you're confused about how FHSA works, overwhelmed by the home-buying process, or wondering how to get started in real estate investing, Reni makes it all simple and stress-free.

    What you'll learn in this episode:

    • What an FHSA account is and how it can help you as a homeowner

    • The key steps (and mistakes to avoid) when buying a house

    • How to decide if selling your home is the right move

    • The pros and cons of owning vs. selling a property

    • Reni’s honest take on building wealth through real estate

    Whether you’re a first-time buyer, aspiring investor, or just trying to make smarter investment moves in real estate, this episode gives you the clarity and confidence to take your next step.


    Videos Mentioned: 

    FHSA Explained: https://youtu.be/iHh_617cUd8?si=JFK6CTvPTBgFWCRJ 

    Is buying a home an investment?: https://youtu.be/1Dm3lzUZ94M?si=r6f_O0yTwdc0cPEZ 

    Your guide to starting a profitable Airbnb business: https://youtu.be/FNTcQQMFpgA?si=OYTf0MGhjtGa6ros 

    A guide to investing accounts in Canada: TFSA, RRSP, FHSA & RESP: https://youtu.be/PVTlxjydptQ?si=MwqmFNqiv9-VdgHR 


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠


    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni

    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


    May 16, 202519:00
    What Smart Investors Do During a Market Crash

    What Smart Investors Do During a Market Crash

    The market’s crashing—what now?

    In this episode of Don't Go Broke Trying, Reni is cutting through the panic to show you crucial strategies you need to know to navigate investing during a market crash. She shares why crashes are actually normal, what mistakes to avoid when fear takes over, and how to spot real opportunities. 

    If you've ever wondered whether you should buy the dip or run for cover, this episode will help you build confidence and protect your money during uncertain times.

    What you'll learn in this episode:

  • - Why crashes aren't the end of the world and how they can actually help you

  • - How to avoid emotional decision-making that can hurt your portfolio

  • - Smart strategies for investing during a downturn

  • - The importance of having cash reserves and an emergency fund

  • - What to prioritize before you even think about buying more stocks

  • - Reni’s personal approach to staying financially resilient during volatile times

  • Whether you're new to investing or have been in the game for a while, this episode will help you stay calm, make smart decisions, and keep building wealth—even when the market gets rough. 



    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni

    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    May 02, 202521:26
    Why You Need Life Insurance And How To Choose Your Policy

    Why You Need Life Insurance And How To Choose Your Policy

    In this episode of Don't Go Broke Trying, Reni breaks down everything you need to know about getting life insurance—without going broke in the process.

    She shares why getting life insurance earlier in life is one of the smartest financial moves you can make, especially if you're building wealth or have people who rely on you. Reni also unpacks the different types of life insurance in a way that actually makes sense and gives her best tips for choosing the right coverage for your needs and budget.

    If the topic of life insurance has ever felt confusing or overwhelming, this episode is your no-stress guide to getting protected without sacrificing your financial goals.

    What you'll learn in this episode:

    • Why getting life insurance early can save you money in the long run

    • The difference between term life and whole life insurance

    • How to decide which type of insurance is right for you

    • What to look out for when shopping for a policy

    • How to avoid overpaying or getting unnecessary coverage

    • Reni’s personal tips on protecting yourself financially and wisely

    Whether you're just getting started or revisiting your current plan, this episode will help you get the coverage you need without breaking the bank.


    Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

    Reni’s Broker: https://www.instagram.com/advisoronthego?igsh=c3g1eGZ3cXNla250 


    Connect With Us!

    Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying 

    Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni 

    Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

    Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

    Subscribe to Reni's YouTube: https://youtube.com/xoreni


    DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Apr 18, 202528:07
    Coinfessions: Should You Pay Off Debt or Invest First?
    Mar 21, 202515:49
    The Do’s and Don’ts of Credit Cards
    Mar 10, 202534:01
    Coinfessions: Money Advice for Every Stage of Life
    Jan 31, 202534:27
    Navigating Black Tax Without Sacrificing Your Goals
    Jan 17, 202525:44
    How to Transform Your Finances in One Year
    Jan 03, 202539:40
    How to Create a Budget You'll ACTUALLY Stick To

    How to Create a Budget You'll ACTUALLY Stick To

    Live Lagos Event: https://tix.africa/discover/dgbtlagos


    In this episode of Don't Go Broke Trying, Reni shares her personal struggles and wins with budgeting and teaches you how to create a budget that works for your lifestyle.

    From addressing common budgeting mistakes to exploring different budgeting methods, this episode will empower you to take control of your finances without feeling restricted.

    Whether you're a beginner or a seasoned saver, Reni’s tips on tracking spending, prioritizing goals, and automating your finances will help you stay consistent and confident in your budgeting journey.

    Connect With Us!
    Follow the podcast on Instagram: ⁠⁠⁠@dontgobroketrying⁠⁠⁠
    Follow Reni on Instagram: ⁠⁠⁠@xoreni⁠⁠⁠
    Visit our website: ⁠⁠⁠https://renitheresource.com/category/podcast/⁠⁠⁠
    Follow on Twitter: ⁠⁠⁠https://twitter.com/dgbtpod⁠⁠⁠
    Subscribe to Reni's YouTube: https://www.youtube.com/@xoreni

    Dec 20, 202435:35
    Confessions: Faith, Finances, and Avoiding Financial Pressure

    Confessions: Faith, Finances, and Avoiding Financial Pressure

    In this Confessions episode of Don't Go Broke Trying, Reni is joined by Pastor Bibi to discuss the pressures of giving in faith communities and how to find a healthy balance between faith and finances. Together, they address listener confessions about the guilt, family expectations, and financial strain that often accompany giving. Pastor Bibi shares practical wisdom on honouring God without compromising your financial well-being, including alternative ways to give and tips for managing these conversations within families.


    Timestamps

    3:40 Why do pastors heavily encourage students to give large sums of money as offering?

    10:20 My mom is a pastor and gives so much that sometimes we don't have enough at home

    18:31 How do I stop my old mother from giving tithes/offerings to church?

    28:08 Do you believe in giving 10% of your income to the church?

    30:09 My relative gave a large sum of money to her church instead of saving it for retirement


    Connect With Us! Follow the podcast on Instagram: ⁠⁠⁠⁠⁠@dontgobroketrying⁠⁠⁠⁠⁠ Follow Reni on Instagram: ⁠⁠⁠⁠⁠@xoreni⁠⁠⁠⁠⁠ Visit our website: ⁠⁠⁠⁠⁠https://renitheresource.com/category/podcast/⁠⁠⁠⁠⁠ Follow on Twitter: ⁠⁠⁠⁠⁠https://twitter.com/dgbtpod⁠⁠⁠⁠⁠ Subscribe to Reni's YouTube: ⁠⁠https://youtube.com/xoreni⁠⁠


    Connect With Bibi

    IG: ⁠⁠@bibilamour04⁠⁠

    Twitter: ⁠⁠@bibilamour04⁠⁠

    YouTube: ⁠⁠@bibilamour04⁠⁠

    Standpoint Church: ⁠⁠@standpoint_ca⁠

    Dec 13, 202445:57
    Serving God Without Going Broke: A Christian Perspective on Money
    Nov 29, 202401:19:37
    Coinfessions: Stock Market Basics for New Investors

    Coinfessions: Stock Market Basics for New Investors

    Nov 15, 202441:29
    Your Most-Asked Money Questions Answered!
    Nov 01, 202434:48
    Coinfessions: Should I Accept This Funding For My Business?
    May 10, 202449:08
    How To Get Funding For Your Business! ft. Chuks
    Apr 26, 202453:58
    The REAL Cost of Travel!
    Apr 12, 202436:38
    She Visited 49 Countries With A Nigerian Passport! ft. Jessica Ufuoma
    Apr 05, 202401:15:57
    Coinfessions: HELP! I'm Trying To Transition Into Tech

    Coinfessions: HELP! I'm Trying To Transition Into Tech

    In this episode, Jermaine The Jobfather Murray and Reni, answer your coinfessions surrounding all things getting into tech.

    Watch on YouTube: https://www.youtube.com/watch?v=Src6rhXZ_UE

    Submit your coinfession anonymously here: ⁠https://forms.gle/ygo7qBLS1ArESbUZ8


    2:08 AITA for denying all the job postings my mom sends me?

    11:19 Transitioning from bio to data analysis 

    14:50 WIBTA if I report my former employee for lying on their resume

    20:50 Dilemma between current job and transitioning into tech

    25:35 AITA for refusing to talk to my dad after he made fun of me for freaking out about tech layoffs?


    Connect With Jermaine!

    Twitter: ⁠https://twitter.com/TheJobfather__⁠

    LinkedIn: ⁠https://ca.linkedin.com/in/jermainelmurray⁠

    Website: ⁠https://jupiterhr.ca/⁠

    Calendly: ⁠https://calendly.com/jupiterhr⁠

    IG: ⁠https://www.instagram.com/jermainethejobfather/⁠


    Connect With Us! Follow the podcast on Instagram: ⁠@dontgobroketrying⁠ Follow Reni on Instagram: ⁠@xoreni⁠ Visit our website: ⁠https://renitheresource.com/category/podcast/⁠ Follow on Twitter: ⁠https://twitter.com/dgbtpod⁠ Subscribe to Reni's YouTube: ⁠@xoreni⁠

    Mar 15, 202435:18
    How Jermaine Has Helped 400 Black People Get Into Tech! ft. Jermaine The Jobfather Murray
    Mar 01, 202401:25:46
    Coinfessions: Navigating Career & Money Moves

    Coinfessions: Navigating Career & Money Moves

    In this episode, Emily The Recruiter and Reni, answer your coin confessions surrounding all things growing your career.


    Listen to last week's episode: https://pod.link/1619520622/episode/f6a844159ef472579a748b4dde56043a

    On YouTube: https://youtu.be/HtVfnwAigIE

    Watch the video version of the podcast: https://www.youtube.com/watch?v=NL1H8Zt7dR8

    Submit a coinfession: https://forms.gle/qAHq5v9WYFuweeB48


    Coinfessions Time Stamps

    2:39 WIBTA if I told a coworker she was underpaid without her asking me?

    12:10 Can I ask for a raise after 6 months in a job?

    14:02 Should in my 6 figure job that makes me miserable or take a pay cut?

    21:10 AITA for saying no to promotion?

    30:57 AITA for not acting impressed by my wife's accomplished?48:40 Crying & shaking about negotiating my salary


    Connect with Emily! Instagram: ⁠https://www.instagram.com/emily.the.recruiter/⁠ YouTube: ⁠https://www.youtube.com/@Emily.Durham⁠ Podcast: ⁠https://pod.link/1505520809?fbclid=PAAaaxnLRkpCu19e-HFhhvwjmTjzZkHMXRsFhpw_1zChmw5dM144xiv-_OeXU⁠ LinkedIn: ⁠https://www.linkedin.com/in/edurham-hr/⁠


    Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: ⁠https://renitheresource.com/category/podcast/⁠ Follow on Twitter: ⁠https://twitter.com/dgbtpod⁠

    Feb 16, 202454:39
    How To Thrive In Your 9 to 5 ft. Emily The Recruiter
    Feb 02, 202401:15:25
    Coinfessions: You Can Start An Airbnb With $0?!

    Coinfessions: You Can Start An Airbnb With $0?!

    In this episode, real estate investor Pelumi, and Reni, answer your coin confessions surrounding all things starting an airbnb. Watch the previous episode: https://youtu.be/FNTcQQMFpgA?si=inlQPbpeDZk5lX2n Watch this episode on YouTube: https://youtu.be/bYLa66Y7osc 1. I have one Airbnb and want to open another. What do I do about the 180-day limit? 2. How do you start an Airbnb business with zero capital? 3. Can you do Airbnb arbitrage in Toronto? 4. AITA for telling my sister-in-law that her friend has to pay to stay in our Airbnb 5. AITA for not wanting to fully pay my Airbnb for damages to the property? 6. AITA for not letting my sister-in-law use my Airbnb for free? Submit a coinfession: https://forms.gle/qAHq5v9WYFuweeB48 Connect with Pelumi! Airbnb IG: https://instagram.com/micasaviktoria Pelumi's IG: https://instagram.com/pelumi.ogedengbe Website: https://micasaviktoria.com Short term booking links: https://abnb.me/JSTa5xhPHEb https://abnb.me/SrnqMPjPHEb Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


    Dec 08, 202337:53
    Your Guide To Starting A Profitable Airbnb Business ft. Pelumi Ogedengbe

    Your Guide To Starting A Profitable Airbnb Business ft. Pelumi Ogedengbe

    On this episode of "Don't Go Broke Trying," we're joined by Pelumi Ogendegbe, a successful real estate investor who owns multiple properties, one being an Airbnb. If you've ever considered starting your own Airbnb business, this episode is a must-listen. Pelumi shares his insights and expertise on how to not go broke trying to start an Airbnb business, from finding the right properties to setting the right price to maximizing your profits. He'll discuss the biggest mistakes that new Airbnb hosts make, how to stand out in a crowded market, and how to navigate the regulatory landscape to stay compliant and profitable. Whether you're a seasoned real estate investor or just getting started, this episode offers practical tips and strategies for building a successful and sustainable Airbnb business.


    Connect With Pelumi!

    Airbnb IG: https://instagram.com/micasaviktoria Pelumi's IG: https://instagram.com/pelumi.ogedengbe Website: https://micasaviktoria.com Short term booking links: https://abnb.me/JSTa5xhPHEb https://abnb.me/SrnqMPjPHEb Booking.com: https://www.booking.com/hotel/ca/micasa-viktoria-kitchener.en-gb.html Bread & Breakfast: https://www.bedandbreakfast.eu/a/gEuw2tVdfRc7/micasa-viktoria-inn-and-suites


    Connect With Us! Follow the podcast on Instagram: ⁠@dontgobroketrying⁠ Follow Reni on Instagram: ⁠@xoreni⁠ Visit our website: ⁠https://renitheresource.com/category/podcast/⁠ Follow on Twitter: ⁠https://twitter.com/dgbtpod ⁠ Subscribe to Reni's YouTube: ⁠@xoreni

    Nov 17, 202301:20:13
    Coinfessions: To Buy A Home or To Keep Renting? That Is The Question.

    Coinfessions: To Buy A Home or To Keep Renting? That Is The Question.

    In this episode, Mortgages By Dammy, mortgage broker, and Reni, answer your coin confessions surrounding all things purchasing a home.


    Watch the previous episode: ⁠https://youtu.be/csXCzVKuel4?si=O11LmwZJ69riS4ZB


    Submit a coinfession: ⁠https://forms.gle/D2VKey6dXwLCruYX9

    Coinfessions Answered

    1. Am I the asshole for not wanting to take out a mortgage for my immigrant parents?
    2. My parents gifted my sibling and I $400,000. Should we buy a home, a pre-con, or keep renting?
    3. Should I make a full 20% down payment or put down only 5%?
    4. Am I the asshole for not wanting to pay my husband rent after the mortgage is paid off?
    5. I need an emergency $24,000 loan to help me close on a condo.
    6. My family is giving me $800,000 from the sale of their assets. What should I do?
    7. Am I the asshole for not wanting to pay off my mom's HELOC (home equity line of credit)?
    8. My federal student loans are now 0% interest. Would I be wrong to pay the minimums only?


    Connect With Dammy!

    IG: ⁠Instagram.com/mortgagesbydammy⁠

    Email: ⁠hello@mortgagesbydammy.ca⁠

    LinkedIn: ⁠https://ca.linkedin.com/in/dammyaromiwura⁠


    Connect With Us! Follow the podcast on Instagram: ⁠@dontgobroketrying⁠ Follow Reni on Instagram: ⁠@xoreni⁠ Visit our website: ⁠https://renitheresource.com/category/podcast/⁠ Follow on Twitter: ⁠https://twitter.com/dgbtpod ⁠ Subscribe to Reni's YouTube: ⁠@xoreni

    Nov 03, 202348:32
    Coinfessions: Ask A Financial Advisor Anything!

    Coinfessions: Ask A Financial Advisor Anything!

    In this episode, John Sacke, wealth advisor at BMO Private Wealth, and Reni, answer your coin coinfessions surrounding all things managing one's money. It's great to have a professional lens on this!


    Watch the previous episode: https://youtu.be/-uSkTpWCfw0?si=GXsABlVug7kXv4UZ

    Listen to the audio version of the podcast: https://anchor.fm/dont-go-broke-trying

    Submit a coinfession: https://forms.gle/D2VKey6dXwLCruYX9


    Coinfessions Answered

    1. I won 50 million naira, what do I do?

    2. I make stable income but live paycheque to paycheque

    3. I've spent more than $18,000 on uber and car rentals. Should I purchase a new car?

    4. I'm getting married! How do I combine our finances?

    5. What questions should I ask an investment advisor before hiring them?

    6. Investment advisor vs. financial planner - who do I choose?

    7. Should I fire my financial advisor?

    Connect with John!

    Website: https://nesbittburns.bmo.com/john.sacke/

    LinkedIn: https://www.linkedin.com/in/johnsacke/

    Email: john.sacke@nbpcd.com Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod #FinancialLiteracy #FinancePodcast Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Oct 25, 202340:31
    How To Buy Your First Home Without Going Broke! ft. Mortgages By Dammy

    How To Buy Your First Home Without Going Broke! ft. Mortgages By Dammy

    On this episode of "Don't Go Broke Trying," we're sitting down with Mortgages By Dammy, a mortgage broker based in Toronto who specializes in financing both residential and commercial properties. As a first-time homebuyer, getting a mortgage can be a daunting and confusing process. Dammy shares her expert guidance on what goes into securing a mortgage and how to avoid common pitfalls that can lead to financial struggles down the line. Whether you're looking to buy your first home or simply interested in the world of real estate finance, this is the episode for you.


    Connect With Dammy!

    IG: Instagram.com/mortgagesbydammy

    Email: hello@mortgagesbydammy.ca

    LinkedIn: https://ca.linkedin.com/in/dammyaromiwura


    Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni

    Oct 20, 202301:02:03
    The Value of Professional Financial Advice ft. John Sacke

    The Value of Professional Financial Advice ft. John Sacke

    Have you ever wondered if you should hire a professional financial advisor instead of trying to manage your wealth yourself? It's confusing to know when you should outsource or not, so today we are bringing on a professional wealth manager to give his take.


    In this episode of "Don't Go Broke Trying," we're sitting down with John Sacke, Investment Advisor at BMO Private Wealth, to discuss the value of seeking professional financial advice. Many people attempt to manage their money on their own, only to end up in financial trouble due to mismanagement. On the other hand, entrusting your money to the wrong advisor can lead to disastrous results. In this episode, John offers expert guidance on what to look for when selecting an investment advisor or wealth manager, the questions you should be asking, and how to avoid common pitfalls that can lead to financial ruin. Whether you're a seasoned investor or just starting out, this episode will provide invaluable insights on how to not go broke while seeking professional financial guidance. Tune in now to learn more.

    Watch on YouTube: https://youtu.be/-uSkTpWCfw0 Submit a coinfession: https://forms.gle/wC5VR7GyZ2NcAhAX9

    Connect With John

    Website: https://nesbittburns.bmo.com/john.sacke/

    LinkedIn: https://www.linkedin.com/in/johnsacke/

    Email: john.sacke@nbpcd.com Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod

    Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Sep 22, 202301:07:27
    Coinfessions: Black Tax, Debt Collectors & Investing Losses

    Coinfessions: Black Tax, Debt Collectors & Investing Losses

    In this episode, Eduek & Reni answer your 'coin' confessions surrounding all things getting into (and out of) debt and investing in the stock market.


    Watch this episode on YouTube: https://youtu.be/i58Pv6j3K2s

    Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8


    Coinfessions Answered

    1) Am I the asshole for not sharing my son’s investment account with my daughter? (R/AITA)?

    2) Am I not successful because I’m not tithing? (Listener write-in)

    3) Am I the asshole for telling my wife that her investing losses are not my problem? (R/AITA)

    4) Am I the asshole for wanting to invest in the stock market? (R/AITA)

    5) How do I manage my money effectively and get my shit in order? (Listener write-in)

    6) I make good money, why am I living paycheque to paycheque? (Listener write-in)

    7) My credit card went to collections, what do I do? (Listener write-in)

    8) Do funds in chequing accounts get taxed? (Listener write-in)


    Connect With Eduek

    IG: ⁠https://www.instagram.com/twosidesofadime⁠

    Website: ⁠https://www.twosidesofadime.com⁠

    Course: ⁠https://www.stackmydime.com⁠


    Connect With Us!

    Follow the podcast on Instagram: @dontgobroketrying

    Follow Reni on Instagram: @xoreni

    Watch the video podcast on YouTube: Don’t Go Broke Trying

    Follow on TikTok: @dontgobroketrying

    Follow on Twitter: @DGBTPod #DGBTPod


    Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Sep 08, 202352:40
    From $47,000 In Debt To Stock Market Success ft Two Sides of A Dime

    From $47,000 In Debt To Stock Market Success ft Two Sides of A Dime

    On this episode of Don't Go Broke Trying, we're joined by Eduek Brooks, also known as Two Sides of A Dime, a financial educator who empowers women to pay off debt, invest wisely, and achieve financial freedom. In this episode, Eduek shares her personal journey from being $47,000 in debt to becoming debt-free, investing in the stock market and teaching others how to do the same. She'll provide practical tips and strategies on how to invest in the stock market without going broke, from understanding the basics of investing to building a diversified portfolio that can weather market fluctuations. Whether you're a seasoned investor or just starting out, this episode offers valuable insights and guidance on how to build wealth and secure your financial future.


    Watch this episode on YouTube: https://youtu.be/6bjAIZqJlTE

    Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8


    Connect With Eduek!

    IG: https://www.instagram.com/twosidesofadime

    Website: https://www.twosidesofadime.com

    Investing Course: https://www.stackmydime.com/a/2147635341/ShZ58Qov


    Connect With Us!

    Follow the podcast on Instagram: @dontgobroketrying

    Follow Reni on Instagram: @xoreni

    Watch the video podcast on YouTube: Don’t Go Broke Trying

    Follow on TikTok: @dontgobroketrying

    Follow on Twitter: @DGBTPod #DGBTPod


    Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Aug 25, 202301:19:17
    Coinfessions: Navigating The Canadian Immigration Process

    Coinfessions: Navigating The Canadian Immigration Process

    In this episode, Olu & Reni answer your 'coin' confessions surrounding all things immigrating to Canada. Watch part one with Olu: https://youtu.be/8FO01Xa9BTI

    Submit a coinfession: https://forms.gle/qAHq5v9WYFuweeB48 Connect With Olu! IG: ⁠@olufemiloye⁠ Twitter: ⁠@olufemiloye⁠ Join Olu's Japa Group: ⁠https://olufemiloye.ca/welcome-to-olus-free-immigration-group-ojc/ Here are the questions that were asked: Coinfession 1 - How can I build a solid career while in school to get a shot at PR & citizenship? Coinfession 2- Should I live with my family friend who lives 1.5 hours away while going to school in Canada since it's free? Coinfession 3 - Can I get a line of credit to fund my masters program? Coinfession 4 - My boyfriend's dad stopped supporting him & I don't want him to be deported but I also don't want to marry him for papers. What do I do? Coinfession 5 - Immigration has left my family with nothing! Coinfession 6 - Would I be the asshole for moving to Canada to do a PhD even though my family doesn't want me to? Coinfession 7 - How can I prepare my credit worthiness for my move to Canada?


    Connect With Olu

    IG: ⁠@olufemiloye⁠

    Twitter: ⁠@olufemiloye⁠

    Join Olu's Japa Group: ⁠https://olufemiloye.ca/welcome-to-olus-free-immigration-group-ojc/


    Connect With Us!

    Follow the podcast on Instagram: @dontgobroketrying

    Follow Reni on Instagram: @xoreni

    Watch the video podcast on YouTube: Don’t Go Broke Trying

    Follow on TikTok: @dontgobroketrying

    Follow on Twitter: @DGBTPod #DGBTPod


    Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Aug 04, 202330:17
    Moving From Nigeria To Canada With $650, A Plan & A Dream ft. Olu of Canada
    Jul 21, 202301:10:06
    Coinfessions: Content Creation, Saturated Niches & Scams

    Coinfessions: Content Creation, Saturated Niches & Scams

    In this episode, Tosin & Reni answer your 'coin' confessions surrounding all things content creation, influencer marketing scams, and payment for brand deals.

    Watch this episode on YouTube: https://youtu.be/tV90_Gz59_A

    Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8


    Connect with Tosin!
    IG: @thetosinolaniyi
    Twitter: @TheTosinOlaniyi
    TikTok: @TosinOlaniyi
    YouTube: @TheTosinOlaniyi
    Learn more influencer tips: @TheInfluencerGodMother


    Connect With Us!

    Follow the podcast on Instagram: @dontgobroketrying

    Follow Reni on Instagram: @xoreni

    Watch the video podcast on YouTube: Don’t Go Broke Trying

    Follow on TikTok: @dontgobroketrying

    Follow on Twitter: @DGBTPod #DGBTPod


    Here are the coinfessions we answered:

    • Coinfession 1 - A brand wants to send a gadget, should I accept it? (Listener write-in)
    • Coinfession 2 - Do you really think content creation is a sustainable career choice? (Listener write-in)
    • Coinfession 3 -Sister offered influencer deal on Instagram - scam? (r/Scams)
    • Coinfession 4 - Am I The Asshole for breaking a girl's camera and then asking her for money? (r/AITA) Coinfession 5 - How much is a rasonable rate for a social media influencer? (r/Marketing)
    • Coinfession 6 - What advice would you give to someone who feels that the niche they want to create content on in saturated? (Listener write-in) Coinfession 7 - I want to start content creation but I have no money - where do I start? (Listener write-in)

    Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

    Jul 07, 202349:26