From hurricane forecasts to litigation trends and AI innovation, this edition of Broker Trends explores the top forces reshaping insurance this summer:

NOAA forecasts an above-normal hurricane season—pressuring property rates in coastal areas
Courts debate payout calculations for total loss vehicles and repair claims
New flood guidance and HUD waivers impact how brokers handle flood-prone properties
AI, IoT, and predictive analytics gain traction in underwriting and claims
Legislative shifts and market updates from Gallagher, Lockton, and the real estate sector

Stay sharp on what’s driving risk, pricing, and policy changes as we head into Q3.

8% Casualty Rate Hikes, CAT Damage Trends, and Regulatory Shakeups